Colorado City Mortgage Refinance and Information Online from competing Lenders

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Mortgage rates hit record low but home equity lacking - Pueblo Chieftain
WASHINGTON - Mortgage applications remain at their highest level in more than five years as borrowers take advantage of record-low rates and rush to refinance their home loans. Some lenders are advertising rates of 5 percent or lower on 30-year fixed ...

Mortgage crisis spurs tougher rules for brokers - WTOP Radio
INDIANAPOLIS (AP) - Becoming a mortgage broker in Indiana used to be easy. Too easy. There were no background checks to weed out people convicted of financial crimes, no tests to see whether brokers actually took required classes and understood the ...

Fyi: Business - Tulsa World
The number of drilling units actively exploring for oil or gas in Oklahoma held steady at 159 this week, Baker Hughes Inc. reported Friday. The net rig count is 19 percent below the year-ago level, which was 197. Meanwhile, the nationwide number of ...

States tighten rules for mortgage brokers; critics say efforts are too ... - Los Angeles Times
INDIANAPOLIS (AP) — Becoming a mortgage broker in Indiana used to be easy. Too easy. There were no background checks to weed out people convicted of financial crimes, no tests to see whether brokers actually took required classes and understood the ...

Indiana cracks down on mortgage brokers - Elkhart Truth
INDIANAPOLIS -- Becoming a mortgage broker in Indiana used to be easy. Too easy. There were no background checks to weed out people convicted of financial crimes, no tests to see whether brokers actually took required classes and understood the ...

The World Newser - ABC News Blogs
George Stephanopoulos interviewed Israeli Foreign Minister Tzipi Livni briefly today on Israel's decision to reject international calls for a 48 hour cease-fire . Livni said that a cease-fire "doesn't serve Israel" because Hamas will "abuse any kind ...

Today's Mortgage Terms starting with I

Index: An index is usually a widely published market rate such as LIBOR, T-Bill or 11th District Cost of Funds (COFI). Lenders use these indices to set the interest rates charged on mortgage loans. For ARM, a predetermined margin is added to the index to calculate the interest rate adjustment.

Initial Rate: The rate charged for the first interval of an ARM loan.

Interest: Compensation in the form of money paid for the use of money.

Interest Rate Cap: Caps limit the range that the interest rate on an adjustable rate mortgage can change in an adjustment interval during the term of the loan.

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