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Mortgage application volume hits multiyear low - Rapid City Journal
NEW YORK - Mortgage application volume fell last week to its lowest levels in nearly eight years, the Mortgage Bankers Association said Wednesday. The fall in application volume is the latest sign of a struggling housing market. On Tuesday, a ...

Accept the reality of private health care: CMA chief - Globe and Mail
R Miller from Halifax, Canada writes: I have to applaud Dr. Ouellet's brave decision to allow competition into Canada's entirely overburdened, publically funded health-care system... Hopefully, this decision will solve some access problems... Dr ...

Business Briefs - March 2008 - Everett Herald
A helicopter flight school at the Arlington Airport has closed, and local students are out tuition money after the school’s Nevada-based operator filed for bankruptcy. The Silver State Helicopters school in Arlington, along with more than 30 other ...

Mortgage rate freeze in works - Sioux City Journal
WASHINGTON (AP) -- The Bush administration and the mortgage industry, trying to combat a massive wave of foreclosures, are hammering out a proposal to temporarily freeze interest rates on certain troubled subprime mortgages. If adopted, it would be ...

Pearson Lakes Art Center to dedicate new wing - Sioux City Journal
OKOBOJI, Iowa -- The Pearson Lakes Art Center will dedicate its new $1 million visual arts wing and a gifted collection Saturday as part of the University of Okoboji’s Winter Games XXVIII. The ceremony will begin at 11 a.m. The new visual arts wing ...

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Wes Welker's family recalls hard work, heartache - Daily Oklahoman
When he got the big news, Wes Welker was on his knees — grouting ceramic tile. Oklahoma City Thunder clues hidden in NBA... Paul McCartney sleeps, dines in Oklahoma City Lyrics on Stoops site embarrassing for OU Deceased Tulsa infant's body parts ...

INDUSTRY NEWS & PEOPLE July 2007 - Business Travel Executive
The Association of Corporate Travel Executives has named Jerome Drevon-Barreaux, global travel manager for Capgemini, as the new regional chair of ACTE Europe. A more than 10 year veteran of the business travel industry, Drevon-Barreaux directs a T&E ...

Cape-Fort Myers foreclosures rate highest in the nation - Naples Daily News
The Cape Coral-Fort Myers area had the highest rate of foreclosures in the nation in January, a mortgage research firm said. Charlie Green, the Lee County Clerk of Courts isn’t surprised by the new distinction. Green is having to request an ...

Dana Stevens - Slate
On the trail of a child molester, Bucky and Lee are sidetracked by the sensational murder of an aspiring actress named Elizabeth Short (Mia Kirshner), who's been found chopped in two in a vacant lot. (The famously gruesome tabloid photos of the real ...

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Today's Mortgage Terms starting with P

  • Payment Cap: A limit on the size of the monthly payment of an adjustable-rate mortgage or other variable rate loan.
  • Point: A point is equivalent to 1 percent of a mortgage loan. Lenders might charge "origination points" to cover expenses of processing a loan. Some borrowers might pay "discount points" to reduce the loan's interest rate.
  • Pre-Approval: The process of calculating how much money a potential homebuyer could borrow.
  • Prepayment Penalty: A lender's charge to the borrower for paying down the loan before the end of its term.
  • Pre-Qualification: A non-binding process of calculating how much money a potential homebuyer can borrow before applying for a loan. Information submitted during pre-qualification is subject to verification at application.
  • Principal: It is the amount of money borrowed or owed, excluding interest.

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