Middletown Mortgage Refinance and Information Online from competing Lenders

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Butler County: Foreclosed properties down in '08, sheriff says - Middletown Journal
The housing market appears to be improving locally as fewer properties were sent to foreclosure auction this past year. According to figures released by the Butler County Sheriff's Office, 1,390 properties were sent to foreclosure auction in 2008 ...

The Shore's economy is expected to slump in 2009 - Asbury Park Press
Janet Concepcion doesn't have to travel far from her Middletown home to bear witness to an economy that's in a nosedive. A local restaurant closed before she could use a gift card she had. The strip mall vacancies seem to be rising. Her hours as a ...

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Today's Mortgage Terms starting with L

  • Lender: The bank, mortgage company or mortgage broker providing the loan.
  • Loan Application: A statement of personal and financial information needed to apply for a loan.
  • Loan Application Fee: A fee applied by a lender to cover the initial costs of putting through a loan application. The fee could include the cost of getting a property appraisal, a credit report and a lock-in fee and other closing costs incurred to complete the transaction.
  • Loan Origination Fee: Fee charged by a lender for the administrative costs of processing a loan.
  • Loan to Value Ratio (LTV): The balance of the mortgage outstanding as a percentage of the home's price.
  • Lock or Lock In: A lender's guarantee of an interest rate for a specific period of time. The time period is usually between the loan application approval and loan closing. The borrower wants the lock to stay in effect until closing.

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