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Business briefs - Herald Tribune
Mortgage application volume fell last week to its lowest levels in nearly eight years. The fall in application volume is the latest sign of a struggling housing market. A sharp drop in refinance volume in recent weeks has been the leading driver of ...

NStar business customers to receive 21% cut in rates - Boston Globe
NStar's largest business customers can expect a 21 percent drop in electricity costs in the fourth quarter, due to a recent decline in the price of oil and natural gas, the company said. Boston-area customers, most of whom use more than 50,000 ...

Federal foreclosure-purchase program may fall flat in California - Los Angeles Times
To Congress, it looked like a way to both ease blight and provide affordable housing: give local governments $4 billion to buy, repair and resell homes lost to foreclosure. But the program -- included in the landmark housing bill signed by President ...

Beglaris Seek Variance for Brooktree Addition - Palisadian-Post
Homeowners Vickey and Mehr Beglari filed paperwork last month with the Los Angeles Zoning Administration asking for a variance to maintain the 14-foot setback on their home at 864 Brooktree Rd. in lieu of the required prevailing setback. Jenny Kim, a ...

Sallie Mae to issue $20 billion in loans - Minneapolis Star Tribune
Shares of Sallie Mae rose 10 percent after SLM Corp., the largest U.S. education lender, said it will provide at least $20 billion in new government-backed student loans in the coming academic year. SLM also said its wholly owned subsidiary, Sallie ...

National Digest - HometownAnnapolis.com
NEW YORK - Mortgage application volume fell last week to its lowest levels in nearly eight years, the Mortgage Bankers Association said today. The fall in application volume is the latest sign of a struggling housing market. Yesterday, a Commerce ...

Business Briefing, Aug. 21 - Rocky Mountain News
One of the few remaining Internet-free havens vanished Wednesday as American Airlines launched airborne e-mail, Web and other online services on some of its longer, nonstop flights. American, a unit of AMR Corp., tested in-flight access on two ...

01/16 - 01/23 (1) - Dakota Voice
Badlands Blue Dakota 21 Dakota Today DakotaWomen GraceLife Haggard News Hog House Blog Jay Reding.com Jim Rivers Report Mount Blogmore (RC Journal) Northern Valley Beacon Proud Liberal RadioActive Chief Rage in the Cage Robbinsdale Radical School-of ...

Obama Outraised Clinton By Two To One In March - US News and World Report
The AP reports this morning that Sen. Barack Obama "raked in" $40 million last month leaving Sen. Hillary Clinton "and her $20 million in the fundraising dust and stuffing his campaign treasury so he can outspend her in the crucial Pennsylvania ...

Financial Services - Chicago Tribune
Los Angeles -- Food pantry operators throughout the region report that demand for free groceries has surged to the highest level in recent memory this summer as the sagging economy has hit not only the poor, but also middle- and upper-class families

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Today's Mortgage Terms starting with D

  • Default: Failure to fulfill legal obligations of a contract, including failure to make payments on a loan.
  • Discounted Loan: When the note rate on a loan is lower than the market rate, it is a discounted loan.
  • Discount Point: A point paid to the lender to permanently lower or acquire down an interest rate. Money must be paid up front to lower the rate.
  • Down Payment: The amount of cash you must pay down initially for the purchase of your home. For conventional loans, you should aim for a down payment that's at least 20% of your home's value. The reason is lenders generally do not require private mortgage insurance with a down payment of at least 20% of your home's purchase price.

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