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News about Mortgages:

Mountain House awash in debt - Record
Mountain House may be the highest community in San Joaquin County in elevation, but a new report also makes it the most underwater area in the United States. Nearly 90 percent of mortgage holders in the town owe more than their houses are worth, a ...

Financial crisis: Homeowners in Manteca neighborhood cope with ... - San Jose Mercury News
MANTECA — Dave Cantrell considered loading the U-Haul in the middle of the night and leaving while his neighbors were asleep. He couldn't bear to face them. He had become a community leader here, rallying his neighbors to stand up to the builder ...

Today's Mortgage Terms starting with J

Jumbo Loan: A mortgage over the $300,700 limit established by the Federal National Mortgage Association and the Federal Home Loan Mortgage Corporation. A jumbo mortgage tend to carry a higher interest rate than a conventional mortgage.

Junior Mortgage: A mortgage subordinate to the claim of a prior lien or mortgage. In the case of a foreclosure, a senior mortgage or lien will be paid down first.

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