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Launching A Private Equity Shop In Tough Times - Forbes
Establishing a private equity fund as a founding partner is the objective of thousands of practitioners across the industry. For the fortunate few, success has involved talent, good timing and perseverance combined with industry growth that has ...

Lake Barrington man led massive swindle, feds say - Arlington Heights Daily Herald
Federal authorities Wednesday took over the case against a Lake Barrington Shores man accused of scamming the elderly and the unsuspecting out of their homes and property. In the process, the feds added numerous accusations against Charles H. Landwer ...

Moses Lake students learn financial literacy - Columbia Basin Herald
MOSES LAKE - By the time graduation rolls around, Moses Lake High School's seniors will know how to save money, insure a car and work a debit card. The high school introduced a course in financial literacy this year. Partnering with Horizon Credit ...

Foreclosure shame keeps help at bay - Baltimore Sun
W hile the nation's attention fixes on the two major parties' presidential nominating conventions, an increasing number of people in Howard County are facing foreclosure - a situation driving much of the economic downturn that candidates are pledging ...

Mortgage lenders in Utah not flooded with calls - Salt Lake Tribune
The federal takeover of Freddie Mac and Fannie Mae didn't set off a wave of calls to the Utah Mortgage Lenders Association or to mortgage lenders in Salt Lake City. "We haven't had any telephone calls from mortgage holders asking what it means to ...

Real Estate - Fort Lauderdale Sun-Sentinel
Lake SF Services LLC, service, 5001 Cape Hatteras Drive, Clermont, 34714. Orange Sarah Tessendorf, manufacturing representative, 1813 Thor Ave., Apopka, 32703. Jani King, janitorial, 1357 Honey Road, Apopka, 32712. Priscilla Glasgow, consultant, 633 ...

Muskeg Lake band members hold protest - Saskatoon Star Phoenix
Some members of the Muskeg Lake Cree Nation are demanding answers from their leaders and staged a protest Tuesday outside the band's Saskatoon office. "We're here because we want to deliver a message," said Lawrence Greyeyes, who drove a half-ton ...

Cousin John, where did you go? - St. Petersburg Times
Recently, my father gave me an envelope full of press clippings which chronicle the history of a very notable part of our family. Most of the articles come from the Florida Times-Union , a Jacksonville-based paper he read during the '60s and '70s ...

A big housing sigh of relief - Charleston Post & Courier
The door of a home that was foreclosed on is marked with a message in Salt Lake City. The takeover of Fannie Mae and Freddie Mac likely will help ease mortgage rates for home buyers, housing experts say. Anyone in the market to buy or refinance a ...

John McCain on the mortgage crisis: "Any assistance must be temporary" - Salon
"It is not the duty of government to bail out and reward those who act irresponsibly, whether they are big banks or small borrowers." Editor's note: John McCain addressed the mortgage crisis at the Orange Country Hispanic Small Business Roundtable on ...

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Today's Mortgage Terms starting with C

  • Cash To Close: Liquid assets that are available on hand for payment of closing costs involved in the processing of a mortgage transaction.
  • Closing: The completion of a real estate transaction. The closing includes the delivery of a deed, financial adjustments, signing of notes and disbursement of funds required to finalize the sale and loan transaction.
  • Closing Costs: Fees generally paid by the borrower in relation to the closing of a mortgage loan.
  • Collateral: Property pledged as security for a debt.
  • Conforming Loan: Conventional home mortgages eligible for sale and delivery to either the Federal National Mortgage Association (FNMA) or the Federal Home Loan Mortgage Corporation (FHLMC). These agencies generally buys first mortgages up to loan amounts approved by Congressional directive.
  • Conventional Loan: Loans that are not part of any government housing program, free of any restrictions of government insured housing programs, such as loan size limits.
  • Conversion Clause: A feature in certain ARMs that gives you the option to convert the variable rate loan to a fixed-rate loan, usually after the first adjustment period. The new fixed rate will be set at current rates and there could be a fee for the conversion feature.
  • Convertible ARM: A type of ARM loan that can be converted to a fixed-rate loan after a certain time period.
  • Covenant: A clause in a contract that obligates or restricts the parties and if broken, can result in a legal action.
  • Credit Bureau: It is a clearinghouse for credit history information.
  • Credit Report: A report containing a detailed credit history of an individual.

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