Hartford Mortgage Refinance and Information Online from competing Lenders

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South Florida Sun-Sentinel - Fort Lauderdale Sun-Sentinel
Lisa Murzin-Pelcz needs a miracle to climb out of a foreclosure hole that's getting deeper every month as she misses each mortgage payment. She's dangerously close to losing the house in East Hartford where she has lived for the past 12 years with ...

Financial Services - Hartford Courant
I took a hard look at the new federal housing law and I had trouble seeing past all the strings attached to its offers of help for troubled homeowners. Such as: If you use its provisions to refinance your mortgage and then sell your home at a gain ...

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A credit trap for consumers - Baltimore Sun
At the trial, an official with the credit bureau said that people change their last name through marriage or divorce and that the sequence of letters in "Myra" was similar to "Maria." "That's really kind of absurd," said Coleman's attorney, Sylvia A ...

INDUSTRY NEWS & PEOPLE March 2007 - Business Travel Executive
The NBTA Foundation has announced the retirement of four members from its Board of Trustees and the appointment of their successors. The four outgoing Board members are Fay Beauchine, Carlson Companies; Mathias Friess, Virgin Blue; Susan Jacobs, Visa ...

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SearchMedica.com Connects Medical Professionals With MEDLINE Abstracts DARIEN -- SearchMedica.com, the leading search engine for medical professionals, ... CT Business Hall Of Fame Networking Event To Be Held This Friday, August 15th in Hartford ...

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Today's Mortgage Terms starting with A

  • Accrued Interest: Interest earned but has not been paid
  • Additional Principal Payment: A payment made by the borrower of more than the scheduled principal amount due with the purpose of reducing the remaining balance on the loan.
  • Adjustable Rate Mortgage: Loans with interest rates that are adjusted periodically based on changes of a pre-determined index. The index is based on market rates such as Treasury bills and prime rates. The ARM has an interest rate cap that limits the amount the interest rate can change.
  • Adjustment Period: Applicable to an ARM, the time between changes in the interest rate.
  • Amortization: Repayment of a debt with periodic payments, usually monthly, of principal and interest calculated to pay down the loan within a predetermined time.
  • Amortization Schedule: A timetable for payment of a mortgage detailing the amount of each payment applied to interest and principal and the balance left outstanding.
  • Annual Percentage Rate (APR): The cost of credit shown as a yearly rate. The annual percentage rate is usually not the same as the interest rate. The APR will be higher than the interest rate stated in the note due to the fact that it includes the interest rate, loan discount points, fees and mortgage insurance.
  • Appraisal Fee: A fee charged by a licensed, certified appraiser for a written estimate of a property's current market value at a specific time.
  • Assumable Mortgage: A mortgage that can be taken over by the buyer when a home is sold by the previous owner.

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