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News about Mortgages:

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John McCain is expected to attend a rally in Coral Gables shortly after midnight tonight, then appear at a rally in Tampa on Monday morning as he makes a final bid for Florida’s 27 crucial electoral votes. In the meantime, former New York mayor and ...

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Republican leaders rouse crowd waiting for McCain in Coral Gables By GEORGE BENNETT Palm Beach Post Staff Writer Sunday, November 02, 2008 CORAL GABLES — John McCain was still campaigning in New Hampshire when the doors at the Bank United Center ...

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Today's Mortgage Terms starting with P

Payment Cap: A limit on the size of the monthly payment of an adjustable-rate mortgage or other variable rate loan.

Point: A point is equivalent to 1 percent of a mortgage loan. Lenders might charge "origination points" to cover expenses of processing a loan. Some borrowers might pay "discount points" to reduce the loan's interest rate.

Pre-Approval: The process of calculating how much money a potential homebuyer could borrow.

Prepayment Penalty: A lender's charge to the borrower for paying down the loan before the end of its term.

Pre-Qualification: A non-binding process of calculating how much money a potential homebuyer can borrow before applying for a loan. Information submitted during pre-qualification is subject to verification at application.

Principal: It is the amount of money borrowed or owed, excluding interest.

View all Terms

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