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North Carolina allows Chowan County to refinance loans - HamptonRoads.com
The state Local Government Commission has approved Chowan County's request to refinance two loans, giving the fiscally ailing county breathing room to begin replenishing its nearly empty coffers. County Manager Peter Rascoe said Wednesday he was ...

Fitch Rates N Sonoma Cnty Hosp Dist, California's $10.1MM COPs 'A ... - Forbes
Fitch Ratings assigns an 'A-' rating to North Sonoma County Hospital District, (the district), California's $10.1 million certificates of participation (2008 parcel tax secured financing program). The certificates of participation (COPs) are ...

Zionsville School Board OKs budget; loans might help pay bills - Indianapolis Star
On a night when the Zionsville School Board approved the schools' 2009 budget, it also was looking for ways to help pay the bills for this school year. The board voted unanimously Tuesday evening to approve next year's $76.6 million budget, a less ...

The Boom Was a Bust for Ordinary People - Common Dreams
I t begins to sound a bit naughty -- all this talk about the need to "stimulate" the economy, as if we were discussing how to make a porn film. I don't mean to trivialize our economic difficulties or the need for effective government intervention ...

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Today's Mortgage Terms starting with D

  • Default: Failure to fulfill legal obligations of a contract, including failure to make payments on a loan.
  • Discounted Loan: When the note rate on a loan is lower than the market rate, it is a discounted loan.
  • Discount Point: A point paid to the lender to permanently lower or acquire down an interest rate. Money must be paid up front to lower the rate.
  • Down Payment: The amount of cash you must pay down initially for the purchase of your home. For conventional loans, you should aim for a down payment that's at least 20% of your home's value. The reason is lenders generally do not require private mortgage insurance with a down payment of at least 20% of your home's purchase price.

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