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"Quite Frankly, Cynthia Is Carrying Him Right Now" - East Bay Express
That's what one city official said about Oakland Mayor Ron Dellums this morning. Both the Tribune and the Chronicle have stories about the growing concern that Ron Dellums' wife Cynthia is playing a critically important role in running the city The ...

Oakland mayor's wife now his top adviser - San Francisco Gate
Friday, September 5, 2008 The city's first lady is a point person in the mayor's office, the one through whom information and ideas are filtered and analyzed, according to current and former city staffers and elected officials who've known Dellums ...

Foreclosure rate alarms Iowans - Des Moines Register
Despite a quarterly dip, Iowa's foreclosure rate has worsened compared with a year ago, and officials are unsure whether a new housing relief law will do enough to help families keep their homes. A Mortgage Bankers Association report Friday showed ...

Home loan troubles break records again - San Francisco Gate
The source of trouble in the mortgage market has shifted from subprime loans made to borrowers with bad credit to homeowners who had solid credit but took out exotic loans with ballooning monthly payments. The Mortgage Bankers Association said Friday ...

Home Equity Holders, Some Credit Card Users To Benefit From Rate Cut - WUSA
WASHINGTON (WUSA/AP) -- The Federal Reserve on Wednesday cut a key interest rate for the second time in just over a week, reducing the federal funds rate by a half point. The move provides a lifeline to some credit card users as well as consumers ...

The State of Whose Union? - Common Dreams
Earlier this week, speaking for Washingtonia and unburdened by high expectations, President Bush said "all of us were sent to Washington to carry out the people's business." The question remains - exactly which people? And what business, Mr. Bush ...

Mortgage Crisis - OpEdNews.com
Rowan Wolf: The Fines We Pay (4 comments) It is considerate of us to front the money to investment banks to pay the fines for being crooks. Bob Herbert: Cause for Alarm (1 comments) David Boren, a former U.S. senator who is now president of the ...

01/16 - 01/23 (1) - Dakota Voice
Badlands Blue Dakota 21 Dakota Today DakotaWomen GraceLife Haggard News Hog House Blog Jay Reding.com Jim Rivers Report Mount Blogmore (RC Journal) Northern Valley Beacon Proud Liberal RadioActive Chief Rage in the Cage Robbinsdale Radical School-of ...

INDUSTRY NEWS & PEOPLE March 2007 - Business Travel Executive
The NBTA Foundation has announced the retirement of four members from its Board of Trustees and the appointment of their successors. The four outgoing Board members are Fay Beauchine, Carlson Companies; Mathias Friess, Virgin Blue; Susan Jacobs, Visa ...

Frank Raines - Slate
Mistakes Were Made! Frank Raines--Rhodes scholar, Harvard Law, Lazard Freres, potential future Treasury secretary, etc.--has blotted his copybook at Fannie Mae. (His bio has already ignominiously disappeared from its former spot on Fannie Mae's Web ...

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Today's Mortgage Terms starting with L

  • Lender: The bank, mortgage company or mortgage broker providing the loan.
  • Loan Application: A statement of personal and financial information needed to apply for a loan.
  • Loan Application Fee: A fee applied by a lender to cover the initial costs of putting through a loan application. The fee could include the cost of getting a property appraisal, a credit report and a lock-in fee and other closing costs incurred to complete the transaction.
  • Loan Origination Fee: Fee charged by a lender for the administrative costs of processing a loan.
  • Loan to Value Ratio (LTV): The balance of the mortgage outstanding as a percentage of the home's price.
  • Lock or Lock In: A lender's guarantee of an interest rate for a specific period of time. The time period is usually between the loan application approval and loan closing. The borrower wants the lock to stay in effect until closing.

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