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New-Home Sales Rose Slightly in July, Prices Fell - ABC News
Sales of new homes rose in July, but still fell short of economists' expectations, and home prices continued to sink. A 'sold' sign is posted before a new home under construction in a housing development in Richmond, Calif. The Commerce Department ...

Bill could help homeowners - Hampton Roads Daily Press
As the number of home foreclosures nationwide has skyrocketed, so has the prevalence of parasites who attempt to scam desperate people out of their homes or their money. The con artists have emerged in Virginia and Hampton Roads , so Del. G. Glenn ...

INDUSTRY NEWS & PEOPLE July 2007 - Business Travel Executive
The Association of Corporate Travel Executives has named Jerome Drevon-Barreaux, global travel manager for Capgemini, as the new regional chair of ACTE Europe. A more than 10 year veteran of the business travel industry, Drevon-Barreaux directs a T&E ...

Investment Sales - New York Observer
Geraldine Sargeant. Robert Knakal. Natural gas and heating oil costs are expected to rise considerably as the nation slides into winter, according to a Wednesday New York Times story . (Rising heating oil prices “could be New England’s own ...

In Fed we trust, but can it get us out of this mess? - WZZM 13
... et avaient conduit Steve-O (Stephen Glover de son vrai nom) de force ... Rappelons Britney Spears avait dû aussi s'y plier au début de l'année.

Fed's rate cut can't pull home builder stocks out of free fall - San Francisco Gate
January February March April May June July August September October November December 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 Home builders to Ben Bernanke: Thanks for nothing. Home-building stocks, which have been ...

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Today's Mortgage Terms starting with M

  • Margin: The percentage difference between the index for a specific loan and the interest rate charged. This is a number already set by the lender.
  • Market Value: The price at which a given property or product is transacted between a willing, unhurried buyer and a seller who know all the pertinent facts about the property.
  • Mortgage Banker: A financial institution who directly funds home loans, sells them to investors, arranges monthly payments and handles escrow. Some mortgage bankers sell their loans on the secondary market.
  • Mortgage Broker: A broker arranges financing for borrowers with a variety of lenders. A mortgage broker does not make the loan, but receives payments for its services.
  • Mortgage Insurance: It is insurance to protect the lender in case you default on your loan. With conventional loans, mortgage insurance is generally not required if you make a down payment of at least 20% of the home's appraised value. It is also known as PMI (Private Mortgage Insurance).
  • Mortgage Loan: A loan for which a specific real estate property serves as collateral to provide for repayment in case of default.
  • Mortgage Refinance: A refinanced mortgage is one in which a borrower pays down an old loan with a new loan. People who refinance a mortgage tend do so to get a lower interest rate, lowering their payments or to take cash out of their home equity.
  • Mortgagee: The lender in a mortgage loan relationship. Property is used as collateral to make payment.
  • Mortgagor: The borrower in a mortgage loan relationship. Property is used as collateral to make payment.

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