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Likely Muhlenberg Township budget calls for tax increase - Reading Eagle
Muhlenberg Township commissioners approved a preliminary budget Monday that calls for increases in the property-tax rate and trash-collection fee. The proposed $11.45 million budget reflects a combination of increased fees, cost cutting and borrowing ...

Mall’s owners may face bankruptcy - Lake Wales News
General Growth Properties Inc., owners of the Eagle Ridge Mall in Lake Wales, saw its stock plummet this week after the mall owner warned it faces solvency trouble and may be forced to file for bankruptcy if it can't refinance or extend nearly $1 ...

Haverhill woman's tale of housing woe offers view into global ... - Eagle-Tribune
Marie Martinez rode the real estate wave for a decade, buying property worth, on paper, more than $1 million. Then she hit the rocks and lost everything. Martinez's story mirrors those of millions of Americans caught up in the real estate frenzy that ...

Young Russian boys find new family in America - Daytona Beach News-Journal
ORMOND BEACH -- Two backpack-toting brothers strolled up the driveway kicking pine cones on their way home from the bus stop after a day at Ormond Beach Middle School. Seventh-grader Sasha and eighth-grader Dimitry were greeted by their dad, Richard ...

Gen-Probe, KeyCorp, Microsoft, Sprint, TiVo: U.S. Equity Movers - Bloomberg
Nov. 21 (Bloomberg) -- The following companies are having unusual price changes in U.S. trading . Stock symbols are in parentheses, and share prices are as of 11:50 a.m. in New York. Metal producers advanced as gold headed for the biggest weekly gain ...

Amgen, J.M. Smucker, Ligand: U.S. Equity Movers (Correct) - Bloomberg
Nov. 21 (Bloomberg) -- The following companies are having unusual price changes in U.S. trading . Stock symbols are in parentheses, and share prices are as of 1:20 p.m. in New York. Metal producers advanced as gold headed for the biggest weekly gain ...

School for the blind starts visionary newsroom - Newark Star-Ledger
Ed Murray/The Star-Ledger Judy Ortman, interim executive director of the Concordia Learning Center, is interviewed by student Indigo Estevez from Newark for the school paper. There's a buzz in the newsroom of a New Jersey start-up newspaper, and not ...

Hamburg School District may refinance $25 million loan - Reading Eagle
Hamburg School District officials fear they could deplete the district's reserve fund if they don't soon begin refinancing a $25 million loan. Since September, the district has paid about $110,000 more in interest than it has received in what is ...

The Truth about the Mortgage Crisis—Helping Consumers Understand the ... - dBusinessNews.com
Michael Isaacs , president, Residential Finance Corp. clarifies misinformation and confusion about home mortgage loans, adjustable rate mortgages and refinance for consumers, explaining mortgage availability and opportunities for borrowers Can anyone ...

Mortgage Lender Residential Finance Corp. Expands into Former IndyMac ... - dBusinessNews.com
Tampa - Residential Finance Corporation (RFC), a nationwide home mortgage lender specializing in refinance, today announced that the company has expanded operations in Tampa with a move to Class A office space at One Metro Center in the MetWest ...

Today's Mortgage Terms starting with C

Cash To Close: Liquid assets that are available on hand for payment of closing costs involved in the processing of a mortgage transaction.

Closing: The completion of a real estate transaction. The closing includes the delivery of a deed, financial adjustments, signing of notes and disbursement of funds required to finalize the sale and loan transaction.

Closing Costs: Fees generally paid by the borrower in relation to the closing of a mortgage loan.

Collateral: Property pledged as security for a debt.

Conforming Loan: Conventional home mortgages eligible for sale and delivery to either the Federal National Mortgage Association (FNMA) or the Federal Home Loan Mortgage Corporation (FHLMC). These agencies generally buys first mortgages up to loan amounts approved by Congressional directive.

Conventional Loan: Loans that are not part of any government housing program, free of any restrictions of government insured housing programs, such as loan size limits.

Conversion Clause: A feature in certain ARMs that gives you the option to convert the variable rate loan to a fixed-rate loan, usually after the first adjustment period. The new fixed rate will be set at current rates and there could be a fee for the conversion feature.

Convertible ARM: A type of ARM loan that can be converted to a fixed-rate loan after a certain time period.

Covenant: A clause in a contract that obligates or restricts the parties and if broken, can result in a legal action.

Credit Bureau: It is a clearinghouse for credit history information.

Credit Report: A report containing a detailed credit history of an individual.

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