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REFILE-Philippines' First Gen may sell assets to repay debt - Reuters
MANILA, Oct 8 (Reuters) - Philippine power producer First Gen Corp (FGEN.PS: Quote , Profile , Research , Stock Buzz ) may borrow less than the $700 million it needs from banks to refinance debt because of pricing difficulties and could sell some ...

A look at the events leading up to the mess on Wall Street. - MSNBC
WASHINGTON - Ordering the government to buy up bad mortgages to cut homeowners' monthly payments might sound good, but experts are skeptical. They say the plan John McCain is promoting is unlikely to solve the housing crisis that's pushing the ...

First Gen seeks to refinance $700-M debt - Philippine Star Online
First Gen Corp., a unit of the Lopez Group, is seeking to refinance of $700 million worth of debt and selling a part of the company and some assets to pay down loan obligations. At the sidelines of the Management Association of the Philippines ...

Experts skeptical of McCain's plan for government mortgage purchases ... - Newsday
WASHINGTON (AP) _ Ordering the government to buy up bad mortgages to cut homeowners' monthly payments might sound good, but experts are skeptical. They say the plan John McCain is promoting is unlikely to solve the housing crisis that's pushing the ...

UPDATE 1-Malaysia's Tenaga says no fund raising required - Reuters
KUALA LUMPUR, Oct 10 (Reuters) - Malaysian power firm Tenaga Nasional Bhd (TENA.KL: Quote , Profile , Research , Stock Buzz ) has not yet been affected by the global financial crisis as it does not need to raise funds to repay foreign debt until 2011 ...

McCain's Mortgage Plan Calls for Lowering Rates for Homeowners - Bloomberg
Oct. 10 (Bloomberg) -- Republican John McCain 's plan to refinance distressed home loans includes cutting mortgage rates to just above 5 percent for troubled borrowers, an adviser said. ``We certainly want to get the rates down,'' McCain senior ...

McCain's Plan Calls for Government to Buy Mortgages (Update2) - Bloomberg
Oct. 8 (Bloomberg) -- Republican presidential nominee John McCain is proposing that the government divert some of the money currently intended for buying mortgage securities and instead purchase whole loans. The plan would help homeowners in danger ...

Fitch Rates Snohomish PUD No. 1 (Washington) System Revs 'F1 ... - Forbes
Fitch Ratings has assigned an 'F1+' rating to the Snohomish Public Utility District (Snohomish PUD) No. 1's (up to) $60 million, generation system revenue notes, series 2008A. Proceeds will refund Snohomish PUD's outstanding series 1995 generation ...

Experts doubt McCain's plan on mortgages - Star News Online
Washington | Ordering the government to buy up bad mortgages to cut homeowners' monthly payments might sound good, but experts are skeptical. They say the plan John McCain is promoting is unlikely to solve the housing crisis that's pushing the ...

McCain mortgage plan called costly - Cincinnati.com
WASHINGTON - Ordering the government to buy up bad mortgages to cut homeowners' monthly payments might sound good, but experts are skeptical. They say the plan John McCain is promoting is unlikely to solve the housing crisis that's pushing the ...

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Today's Mortgage Terms starting with D

  • Default: Failure to fulfill legal obligations of a contract, including failure to make payments on a loan.
  • Discounted Loan: When the note rate on a loan is lower than the market rate, it is a discounted loan.
  • Discount Point: A point paid to the lender to permanently lower or acquire down an interest rate. Money must be paid up front to lower the rate.
  • Down Payment: The amount of cash you must pay down initially for the purchase of your home. For conventional loans, you should aim for a down payment that's at least 20% of your home's value. The reason is lenders generally do not require private mortgage insurance with a down payment of at least 20% of your home's purchase price.

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