Great Lakes Mortgage Refinance and Information Online from competing Lenders

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Efforts under way to bring help to foreclosure victims - Oakland Press
LANSING — With home foreclosures at an all-time high, and experts saying Michigan is in the worst economic crisis since the Great Depression, some people are taking action to help others get through the tough times. For example, Genesee County ...

Begging for Bailout Cash, U.S Cities Told to Go Fish: Joe Mysak - Bloomberg
Nov. 18 (Bloomberg) -- You can't blame U.S. cities for eyeing the federal government's open vault and asking for a bailout, too. Atlanta, Detroit, Philadelphia and Phoenix have all asked in recent days for some of the Troubled Asset Relief Program ...

Muni Investors Kept in Dark as Finances Unravel (Update1) - Bloomberg
Oct. 10 (Bloomberg) -- U.S. municipal debt investors, shaken by the auction-rate securities meltdown and collapse of bond insurers, face another year in the dark as Congress delays legislation to improve disclosure. Lawmakers and regulators ...

Maryann Haggerty and Elizabeth Razzi - Washington Post
Welcome to Real Estate Live, an online discussion of the Washington area housing market with Post Real Estate editor Maryann Haggerty and columnist Elizabeth Razzi. Maryann has been with The Post for 18 years and has served as real estate editor for ...

Muni investors kept in dark as finances unravel - Daily Business Review
.S. municipal debt investors, shaken by the auction-rate securities meltdown and collapse of bond insurers, face another year in the dark as Congress delays legislation to improve disclosure. Lawmakers and regulators preoccupied with the worst credit ...

Collier foreclosures hit working class - Naples Daily News
In Collier County, it’s the more affordable communities that have been hurt the most. From Jan. 1 to Oct. 8, the county had 1,500 final judgments for mortgage foreclosures on single-family homes, with a total mortgage balance of more than $522 ...

New Push to Ease Debt - Inside Higher Ed
Taking an innovative tack to try to shrink student debt, a broad and surprisingly diverse coalition of student groups, lenders, parent associations and others has filed an unusual petition urging the U.S. Education Department to rewrite its ...

United States Steel Corp. Q3 2008 Earnings Call Transcript - Seekingalpha.com
Welcome to the United States Steel Corporation third quarter 2008 Earnings Call and webcast. At this time all participants are in a listen-only mode. Later, we will conduct a question-and-answer session and instructions will be given at that time ...

Today's Mortgage Terms starting with I

Index: An index is usually a widely published market rate such as LIBOR, T-Bill or 11th District Cost of Funds (COFI). Lenders use these indices to set the interest rates charged on mortgage loans. For ARM, a predetermined margin is added to the index to calculate the interest rate adjustment.

Initial Rate: The rate charged for the first interval of an ARM loan.

Interest: Compensation in the form of money paid for the use of money.

Interest Rate Cap: Caps limit the range that the interest rate on an adjustable rate mortgage can change in an adjustment interval during the term of the loan.

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