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News about Mortgages:

Senators Set to Debate Housing Crisis - US News and World Report
What Democrats call a housing crisis—and a top Republican labeled a housing slump—stands to be front and center this week as Congress returns from its recess to confront the foreclosure crisis threatening a million or more U.S. homeowners. Senate ...

The Greening of Hartford - Hartford Advocate
Imani Zito: making a hybrid business. Imani and John Zito have created an oasis of green businesses on New Britain Avenue across from Trinity College. Think of it as an urban homestead, where their six home-schooled children play and study and ...

Governor has plan to alleviate foreclosure crisis - Amity Observer
Governor M. Jodi Rell Wednesday announced that the state has developed a draft plan to allocate more than $25 million in federal funds intended to help communities respond to the national foreclosure crisis. The federal funding is part of the Housing ...

Today's Mortgage Terms starting with I

Index: An index is usually a widely published market rate such as LIBOR, T-Bill or 11th District Cost of Funds (COFI). Lenders use these indices to set the interest rates charged on mortgage loans. For ARM, a predetermined margin is added to the index to calculate the interest rate adjustment.

Initial Rate: The rate charged for the first interval of an ARM loan.

Interest: Compensation in the form of money paid for the use of money.

Interest Rate Cap: Caps limit the range that the interest rate on an adjustable rate mortgage can change in an adjustment interval during the term of the loan.

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