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Mall owner may file for bankruptcy - Battle Creek Enquirer
General Growth Properties, parent company of Battle Creek's Lakeview Square Mall, might file for bankruptcy as it struggles to refinance debt. Shares of General Growth Properties tumbled 64 percent on Tuesday, after the company announced Monday it ...

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Today's Mortgage Terms starting with I

Index: An index is usually a widely published market rate such as LIBOR, T-Bill or 11th District Cost of Funds (COFI). Lenders use these indices to set the interest rates charged on mortgage loans. For ARM, a predetermined margin is added to the index to calculate the interest rate adjustment.

Initial Rate: The rate charged for the first interval of an ARM loan.

Interest: Compensation in the form of money paid for the use of money.

Interest Rate Cap: Caps limit the range that the interest rate on an adjustable rate mortgage can change in an adjustment interval during the term of the loan.

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