Pontiac Mortgage Refinance and Information Online from competing Lenders

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Mortgage rate drop spurs rush to lenders for refinancing - Detroit Free Press
A sharp plunge in U.S. mortgage rates prompted a rush to refinance, resulting in record-setting business Tuesday at Livonia-based Quicken Loans and big days for other lenders. Following government efforts to unfreeze consumer credit, U.S. mortgage ...

Stocks In Focus For Friday - FoxBusiness.com
You know that buying a stock makes you part owner of a company, theoretically with millions of other people. But, while ownership has its privileges (at minimum you get a neat stock certificate and an invitation to the annual meeting), being an owner ...

Caylee's Family to Release Statement This Week - FOX News
The grandparents of missing toddler Caylee Anthony are expected to issue a statement this week through their new family representative, the Orlando Sentinel reported. Michelle Bart, who took over as Anthony family spokeswoman, said the girl's ...

Employment Situation - FoxBusiness.com
The granddaddy of monthly economic reports is the federal reading on the employment situation. To call this a single report is deceptive. It actually has a bunch of moving parts that, on their own or as a group, can move stock and bond markets. It's ...

Credit crunch: Loans available, but down payments may rise - Fayetteville Observer
A: You may need a down payment — or you may not. Loans covering 100 percent of a home purchase are still available to some buyers, said Janiece Brewer, owner of Liberty Point Mortgage. For example, the VA still provides such loans to qualified ...

Senators Side With Students - Inside Higher Ed
The two U.S. senators who proposed an amendment to the nearly $19 billion student loan bill that was debated, and ultimately passed, on the Senate floor Thursday may have had some legitimate arguments on their side. They asserted — and some of its ...

The era of easy credit may be gone for good - Chronicle-Telegram
An inflatable gorilla beckoned from the roof of Don Brown Chevrolet in St. Louis, servers doled out free bowls of pasta and a salesman urged potential customers to “come on up under the canopy and put your hands on” a new set of wheels. But ...

Today's Mortgage Terms starting with L

Lender: The bank, mortgage company or mortgage broker providing the loan.

Loan Application: A statement of personal and financial information needed to apply for a loan.

Loan Application Fee: A fee applied by a lender to cover the initial costs of putting through a loan application. The fee could include the cost of getting a property appraisal, a credit report and a lock-in fee and other closing costs incurred to complete the transaction.

Loan Origination Fee: Fee charged by a lender for the administrative costs of processing a loan.

Loan to Value Ratio (LTV): The balance of the mortgage outstanding as a percentage of the home's price.

Lock or Lock In: A lender's guarantee of an interest rate for a specific period of time. The time period is usually between the loan application approval and loan closing. The borrower wants the lock to stay in effect until closing.

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