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News about Mortgages:

With commercial financing scarce, real estate buyers with cash expect ... - Dallas Morning News
In a commercial real estate market where buyers are hard to find and credit is even scarcer, cash has become king. Broker Jerry Yoder of Henry S. Miller Commercial recently worked on a deal to sell a Carrollton shopping center on Belt Line Road ...

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Today's Mortgage Terms starting with I

Index: An index is usually a widely published market rate such as LIBOR, T-Bill or 11th District Cost of Funds (COFI). Lenders use these indices to set the interest rates charged on mortgage loans. For ARM, a predetermined margin is added to the index to calculate the interest rate adjustment.

Initial Rate: The rate charged for the first interval of an ARM loan.

Interest: Compensation in the form of money paid for the use of money.

Interest Rate Cap: Caps limit the range that the interest rate on an adjustable rate mortgage can change in an adjustment interval during the term of the loan.

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