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Future of commercial real estate lending remains unclear - Dallas Morning News
An already difficult financing market for commercial real estate has become worse in the immediate wake of last week's credit crisis. It's unclear how much that might change with a $700 billion federal government bailout of bad housing debt at ...

Bend subdivision faces foreclosure - Bend Bulletin
We welcome comments from subscribers (E-Edition or print). Comments are solely the responsibility of those who post them; their viewpoints are not endorsed by The Bulletin or bendbulletin.com. The Bulletin and bendbulletin.com reserve the right to ...

Anne Hathaway’s Big Night on Letterman - Nymag.com
This morning, the New York Times published a report on the decline of development in the city that was written in such somber tones that it read like a eulogy to the real-estate bubble. Developers are complaining that lenders are now refusing to ...

Default notices continue to pile up - Bend Bulletin
We welcome comments from subscribers (E-Edition or print). Comments are solely the responsibility of those who post them; their viewpoints are not endorsed by The Bulletin or bendbulletin.com. The Bulletin and bendbulletin.com reserve the right to ...

Schools look to new occupation tax to boost revenue - Telegraph
School districts throughout the state are considering going to voters to get approval of a new tax allowed by recently passed legislation. The Illinois County Schools Facility Occupation Tax Law legislation took effect in October 2007, after ...

Work with Treasury provides foreclosure perspective - Des Moines Register
Mary Coffin has a unique perspective of the nation's economic position - one that only comes from working closely with the Treasury Department during time of crisis. A year ago, Wells Fargo began working with Treasury Secretary Henry Paulson and ...

INDUSTRY NEWS & PEOPLE March 2007 - Business Travel Executive
The NBTA Foundation has announced the retirement of four members from its Board of Trustees and the appointment of their successors. The four outgoing Board members are Fay Beauchine, Carlson Companies; Mathias Friess, Virgin Blue; Susan Jacobs, Visa ...

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Today's Mortgage Terms starting with D

  • Default: Failure to fulfill legal obligations of a contract, including failure to make payments on a loan.
  • Discounted Loan: When the note rate on a loan is lower than the market rate, it is a discounted loan.
  • Discount Point: A point paid to the lender to permanently lower or acquire down an interest rate. Money must be paid up front to lower the rate.
  • Down Payment: The amount of cash you must pay down initially for the purchase of your home. For conventional loans, you should aim for a down payment that's at least 20% of your home's value. The reason is lenders generally do not require private mortgage insurance with a down payment of at least 20% of your home's purchase price.

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