Atlanta Mortgage Refinance and Information Online from competing Lenders

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BofA could move jobs to Charlotte - Atlanta Business Chronicle
Bank of America will likely relocate 650 jobs from the bank’s namesake skyscraper in Midtown Atlanta to Charlotte, N.C., unless the building gets a major renovation. BentleyForbes Group , owner of Bank of America Plaza, and attorneys representing ...

Retail sales sink as Dems seek auto industry loans - WTOP Radio
WASHINGTON (AP) - The worst monthly drop on record for retail sales set off new alarm bells about the economy Friday, stepping up pressure on policymakers to figure out how to combat what increasingly looks to be a severe recession. Confronting ...

Generation Mortgage Offers Additional Peace of Mind to Senior Home ... - Biloxi Sun Herald
New Government Regulations Increase Lending Limits Nationwide ATLANTA, Nov. 18 /PRNewswire/ -- The U.S. Department of Housing and Urban Development HUD recently implemented new regulations for the HECM (Home Equity Conversion Mortgage) loan ...

West Village developer allowed longer leases - Atlanta Journal Constitution
The developer of the 63-acre West Village mixed-use neighborhood in south Cobb County will be able to lease condominiums for a longer period, until the market improves enough to sell them. The County Commission has approved developer Branch ...

Begging for Bailout Cash, U.S Cities Told to Go Fish: Joe Mysak - Bloomberg
Nov. 18 (Bloomberg) -- You can't blame U.S. cities for eyeing the federal government's open vault and asking for a bailout, too. Atlanta, Detroit, Philadelphia and Phoenix have all asked in recent days for some of the Troubled Asset Relief Program ...

Meltdown of economy detailed in local reports - Birmingham Business Journal
Economic wreckage is spread across the country, in virtually every sector, starting with housing, with one in every 452 U.S. housing units receiving a foreclosure notice in October. The Federal Reserve Bank of Atlanta's vice president delivered grim ...

Memo to Congress: Act now - Boston Globe
HOUSE Financial Services Committee chairman Barney Frank describes the economic recovery plan as a three-legged stool: thaw the credit markets; stop the hemorrhage of foreclosures; and stimulate the economy. Without all three legs standing, the ...

MarketGraphics head pitched for HUD post - Nashville Business Journal
A Nashville housing analyst is being pushed as a candidate for President-elect Barack Obama’s cabinet. Some State Democratic leaders are backing Edsel Charles for the nation’s top housing job as secretary of Housing and Urban Development. Charles ...

Bhattacharya Sees Warren Buffett Example in Hindalco Rebound - Bloomberg
Nov. 19 (Bloomberg) -- Hindalco Industries Ltd. Managing Director Debu Bhattacharya said investors should follow Warren Buffett rather than rebuff stocks, after India’s largest aluminum producer lost almost three-quarters of its market value this ...

Register for FREE - Wall Street Journal
Please register to gain free access to WSJ tools. An account already exists for the email address entered. An increasing number of experts say the U.S. Treasury has taken just the right number of steps to end the financial crisis, and good things ...

Today's Mortgage Terms starting with F

Federal Home Loan Mortgage Corporation (FHLMC or Freddie Mac): A semi government agency that acquires conventional loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending.

Federal Housing Administration (FHA): A federal agency within the Department of Housing and Urban Development (HUD), which insures residential mortgage loans made by private lenders and sets standards for underwriting mortgage loans.

Federal National Mortgage Association (FNMA or Fannie Mae): This agency purchases loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending.

FHA Loans: Fixed or adjustable-rate loans that are insured by the U.S. Department of Housing and Urban Development. The purpose of FHA loans is to make housing more affordable, especially for first-time homebuyers.

First Mortgage: A mortgage which is in first lien, taking priority over all other liens. In case of a foreclosure, the first mortgage will be repaid before any other mortgages.

Fixed Rate Loan: Fixed-rate loans have interest rates and payments that are fixed through out the term of the loan.

Foreclosure: A legal process in which a mortgaged property may be liquidated to pay off a mortgage loan that is in default.

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