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Small business owners struggle to find credit - New Mexico Business Weekly
Erin Adams has been well aware of the credit crunch for some time. The mosaic artist runs a production studio with about 22 employees and she’s looking to expand. She has tried to refinance her house and get a line of credit, without success. Many ...

Norco brothers must arrange payment of property cleanup to avoid ... - Riverside Press Enterprise
Two brothers who have fought Norco for more than a decade face losing the only place they've ever lived, but have never owned. David and Paul Corson must arrange for a loan to pay the costs of a court-ordered cleanup on the property or potentially ...

Trace may connect to Emerald Mound - Natchez Democrat
NATCHEZ — When the Adams County budget went into effect on Oct. 1 it was roughly $1.25 million richer than the previous year’s budget. That bigger than normal bank account resulted from money given to the county from the Mississippi Department of ...

Housing agency is fighting to keep Bellevue Avenue alive - Providence Journal
PROVIDENCE — In the fight to keep foreclosures from blighting the West End, a nonprofit development group has been buying and fixing up properties to sell to low-income borrowers. On Bellevue Avenue alone, the West Elmwood Housing Development ...

Travel industry faces tough economic times - Leaf Chronicle
The plunging stock market, big bank failures, falling home values and other scary economic news could signal trouble for travel. Gripped by fear of what may happen next and feeling less rich, some travelers are postponing, scaling back or canceling ...

Economic woes cause travelers to postpone, cancel trips - WZZM 13
The plunging stock market, big bank failures, falling home values and other scary economic news could signal trouble for travel. Gripped by fear of what may happen next and feeling less rich, some travelers are postponing, scaling back or canceling ...

Dow finishes below 10,000 for first time since '04 - ksl.com
Talk about LOL. If you think that the Democrats did not have anything to do with creating the economic problems facing this nation then you need to stop letting the media do you thinking for you. I am not saying that the Republicans did not have any ...

Obama Attacks McCain As 'Risky,' 'Erratic' - ABC News Blogs
ABC News' John Berman, Sunlen Miller and Ursula Fahy report: Barack Obama described John McCain as risky, erratic, and uncertain, and that was all just in his first event of the day. Obama has had no shortage of critiques of McCain in recent weeks ...

Sep 28 - Oct 04 (346) - Andrewsullivan.theatlantic.com
Zucker doesn’t try too hard to understand the left beyond Moore/Malone. Late in the film, we learn that Malone was only ever unpatriotic because, as a portly teen, he had a crush on a girl who hated America, too. When she ran off with a soldier, he ...

Lucy Adams, Brian Donnelly and Michael Settle - Herald
It was the day that saw the beginning of the end for Scotland's oldest bank. Perched high on The Mound in Edinburgh, the HBOS global headquarters, a building synonymous with financial stability, was the centre of feverish market speculation. Founded ...

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Today's Mortgage Terms starting with P

  • Payment Cap: A limit on the size of the monthly payment of an adjustable-rate mortgage or other variable rate loan.
  • Point: A point is equivalent to 1 percent of a mortgage loan. Lenders might charge "origination points" to cover expenses of processing a loan. Some borrowers might pay "discount points" to reduce the loan's interest rate.
  • Pre-Approval: The process of calculating how much money a potential homebuyer could borrow.
  • Prepayment Penalty: A lender's charge to the borrower for paying down the loan before the end of its term.
  • Pre-Qualification: A non-binding process of calculating how much money a potential homebuyer can borrow before applying for a loan. Information submitted during pre-qualification is subject to verification at application.
  • Principal: It is the amount of money borrowed or owed, excluding interest.

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