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Subprime's Black Tuesday? - Salon
Repeat after me: On Tuesday, the "triple-B-minus-rated tranche of the ABX index" dropped to a new record low. Even if you have no idea what that means, it's kind of fun to say, although thinking about it too long may bring on a bad case of the heebie ...

Lenders raise bar for some borrowers - Raleigh News & Observer
Stated income loans: W2 forms, pay stubs, tax returns and Internal Revenue forms are not required. 80/20 option loan: The first mortgage is provided for 80 percent of the cost of the home, and the piggyback second mortgage is for the remaining 20 ...

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Today's Mortgage Terms starting with G

  • Good Faith Estimate: A written estimate of the closing costs the borrower will most likely have to pay based on common local practices. Under the Real Estate Settlement Procedures Act (RESPA), the lender is must provide this disclosure to the borrower within three days of receiving a loan application.

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