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Preserving Homeownership - Voiceof San Diego
Mayor Jerry Sanders formally announced the city's plan to spend $9.4 million in HUD grants at a press conference earlier this afternoon. Housing Commission officials are slated to present the plan this afternoon in the City Council meeting. Along ...

State to hold bond sale for residents - Boston Globe
Intent on replicating the success of a September marketing pitch to individual investors, the state will hold an exclusive bond sale tomorrow and Tuesday for individuals before making its latest offering available to institutional customers Wednesday ...

Chuey's fans lament sale of the iconic eatery's site - San Diego Union-Tribune
Chuey's Numero Uno Restuarant at 1901 Main Street. BARRIO LOGAN – Ana Acosta remembers Chuey's – well, not just the San Diego restaurant, but its namesake, the man who started it more than 50 years ago. The Bonita resident spoke while on a break ...

Keep Dad's assets liquid in CDs - Logan Banner
Q: Dad will be 100 years old next month. He is in poor health and suffers from dementia as well. He is not likely to live more than a year or two. He is selling his home and will net $240,000. It's his only asset. His monthly income is $3,000. His ...

'Hope for Homeowners' gets a slow start - CNN Money
NEW YORK (Money) -- Everyone agrees that the only way to fix the financial crisis is to fix the housing market. Yet hundreds of billions of taxpayer dollars are being used to shore up failing banks. So far, efforts to stem the tide of foreclosures ...

Peter Murray from toronto, Canada writes: Hmmmmm, - Globe and Mail
It seems that most people on here are arguing against Merrill an dnot the facts. U.S. subprime mortgages that ended 2 years ago. Canada 0% down, 40 year mortgages, unlimited portion of income set towards servicing debt ending now U.S. going into ...

Seafood plant using $4.1M state loan to add 53 jobs - South Coast Today
City man charged with armed robbery Lakeville woman in fatal crash identified Dartmouth seeks 'new direction' with non-renewal of Gagne's contract First Night makes way for new event Mayor touts plan to rehabilitate city's housing stock Settlement ...

Experts: 30% will owe more than home is worth - Catholic Online
Chicago Tribune (MCT) - Joey Goldner always approached real estate with a gardener's zeal. He'd plant his money in a building, patiently care for it and watch its worth grow. For 30 years, it was a brilliant avocation _ right up until the heavy thud ...

Phones Ring Off the Hook at Voter Hotlines - Wall Street Journal
With voting worries at a fever pitch, a handful of national voter hotlines, including the National Campaign for Fair Elections ‘ (866) OUR-VOTE and the National Association of Latino Elected and Appointed Officials ‘ (888) VE-Y-VOTA have sprung ...

Today's Mortgage Terms starting with A

Accrued Interest: Interest earned but has not been paid

Additional Principal Payment: A payment made by the borrower of more than the scheduled principal amount due with the purpose of reducing the remaining balance on the loan.

Adjustable Rate Mortgage: Loans with interest rates that are adjusted periodically based on changes of a pre-determined index. The index is based on market rates such as Treasury bills and prime rates. The ARM has an interest rate cap that limits the amount the interest rate can change.

Adjustment Period: Applicable to an ARM, the time between changes in the interest rate.

Amortization: Repayment of a debt with periodic payments, usually monthly, of principal and interest calculated to pay down the loan within a predetermined time.

Amortization Schedule: A timetable for payment of a mortgage detailing the amount of each payment applied to interest and principal and the balance left outstanding.

Annual Percentage Rate (APR): The cost of credit shown as a yearly rate. The annual percentage rate is usually not the same as the interest rate. The APR will be higher than the interest rate stated in the note due to the fact that it includes the interest rate, loan discount points, fees and mortgage insurance.

Appraisal Fee: A fee charged by a licensed, certified appraiser for a written estimate of a property's current market value at a specific time.

Assumable Mortgage: A mortgage that can be taken over by the buyer when a home is sold by the previous owner.

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