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Firstwatch: What's ahead in the news today - Milwaukee Journal Sentinel
The herd is flocking northward not by wings or hooves but by pickup truck and SUV. The nine-day gun-deer hunt begins at dawn tomorrow which means hundreds of thousands of blaze orange-clad hunters will be stampeding to deer camps today. The ...

Obama Needs a Protest Movement - Common Dreams
The astonishing election of 2008 is over. Whatever else the future holds, the unchallenged domination of American national government by big business and the political right has been broken. Even more amazing, Americans have elected an African ...

Church hierarchy stalled priest ousters, Weakland testifies - Milwaukee Journal Sentinel
Nov. 20, 2008 2:34 p.m. | Now-retired Archbishop Rembert Weakland, in a videotaped deposition released today, said his attempts to oust sexually abusive priests from the priesthood was stalled by a protective church hierarchy despite his pleas for ...

School for the blind starts visionary newsroom - Newark Star-Ledger
Ed Murray/The Star-Ledger Judy Ortman, interim executive director of the Concordia Learning Center, is interviewed by student Indigo Estevez from Newark for the school paper. There's a buzz in the newsroom of a New Jersey start-up newspaper, and not ...

Faces Of Foreclosure - San Francisco Gate
His toddler's shoes, festooned with greenery and bells, stood atop the neat pile. It was the only sign of holiday cheer in the Vallejo home, where most of the family's possessions are already packed up. They must vacate by the end of the year under ...

Explaining a Volatile Week in Stocks - US News and World Report
So far, it looks like we're holding above 9,000 on the Dow today, although I'll be the first to admit it doesn't mean much before the closing bell given the huge swings we've been seeing this week, especially late in the day. Witness Wednesday: Even ...

European markets drop after Nikkei slump - Miami Herald
LONDON -- European stock markets were lower Thursday after Japan's Nikkei tumbled more than 11 percent overnight amid mounting anxiety that the world economy is plunging into a deep and protracted recession. The latest bout of selling in the markets ...

Scarborough-Holbrooke Tension Convention - News Busters
Let's take a break from the tedious MSM spin on the latest polls, and settle back and enjoy the televised spectacle of two people who patently dislike each other going at it on live national TV. Former UN Ambassador/current Obama backer Richard ...

Northwestern Mutual Life Insurance approves $4.6 billion in dividends ... - Milwaukee Journal Sentinel
The payout represents a dividend interest rate of 6.5% on unborrowed funds of most life insurance policies. That is down from 7.5% this year, but remarkable given what's happened in investment markets over the past year, said Edward J. Zore ...

Today's Mortgage Terms starting with I

Index: An index is usually a widely published market rate such as LIBOR, T-Bill or 11th District Cost of Funds (COFI). Lenders use these indices to set the interest rates charged on mortgage loans. For ARM, a predetermined margin is added to the index to calculate the interest rate adjustment.

Initial Rate: The rate charged for the first interval of an ARM loan.

Interest: Compensation in the form of money paid for the use of money.

Interest Rate Cap: Caps limit the range that the interest rate on an adjustable rate mortgage can change in an adjustment interval during the term of the loan.

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