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McCain: Suspend mandatory stock sales - MSNBC
Oct. 10: NBC's Luke Russert talks with NBC's Andrea Mitchell about concerns for new voters and a poll showing nearly a 3-to-1 preference for Barack Obama over John McCain among young voters. LA CROSSE, Wisconsin - John McCain proposed Friday that the ...

McCain fleshes out his plan to buy mortgages - St. Petersburg Times
In a debate that featured rehashed candidate positions, one new policy emerged: Sen. John McCain's proposal to have the government buy and renegotiate "literally millions" of mortgages on houses whose values have dropped and whose owners are ...

Anxiety Rising As Stock Slide Continues - US News and World Report
Despite a coordinated move by central banks across the planet to cut interest rates, stock markets continued their downward spiral yesterday. Media reports are casting the global rate cuts as unprecedented, and reporting the market's response in ...

McCain (1056) - MSNBC Firstread
SPRINGFIELD, Mo. -- Biden turned talk about the candidates’ associations back against McCain , saying that one of the choices voters have is not just between Obama and McCain, but between those who they’d enlist to help right the nation’s ...

October 2008 - Posts - MSNBC Firstread
McCain just called on his supporters to be respectful at his town hall. "We want to fight, and I want to fight, but we will be respectful," McCain said to boos at first. "I want everyone to be respectful," he then said and people began to clap. In ...

Political Bulletin - US News and World Report
Despite a coordinated move by central banks across the planet to cut interest rates, stock markets continued their downward spiral yesterday. Media reports are casting the global rate cuts as unprecedented, and reporting the market's response in ...

FTSE dives in second day of carnage - Times Online
The FTSE 100 index of leading shares today dropped below 5,000 for the first time in three years in a second day of panic selling. As the fallout from the collapse of Lehman Brothers and the troubles faced by US insurance giant, AIG, continued to ...

Gov't takeover may ease housing pains - Marketplace.publicradio.org
Tess Vigeland: Is it just me or does the government takeover of Fannie Mae and Freddie Mac seem like eons ago? Since then Lehman Brothers took the fast train to the bottom of Wall Street's heap, the nation's largest savings and loan Washington Mutual ...

Lehman Brothers: FTSE heads to 5,000 as banks scramble for funds - Times Online
The FTSE 100 fell further towards the 5,000 mark today after the Bank of England pumped an additional £20 billion in funds into the UK financial market to calm fears sparked by Lehman Brothers' collapse and the future of AIG, the US insurance giant ...

Crikey, website changes its spots - The Australian
ARE we living in a parallel universe? Has the formerly irreverent Crikey website become the champion of reporting circumspection while serious broadsheet The Australian turned maverick corporate wrecker? Crikey co-publisher Eric Beecher last night ...

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Today's Mortgage Terms starting with M

  • Margin: The percentage difference between the index for a specific loan and the interest rate charged. This is a number already set by the lender.
  • Market Value: The price at which a given property or product is transacted between a willing, unhurried buyer and a seller who know all the pertinent facts about the property.
  • Mortgage Banker: A financial institution who directly funds home loans, sells them to investors, arranges monthly payments and handles escrow. Some mortgage bankers sell their loans on the secondary market.
  • Mortgage Broker: A broker arranges financing for borrowers with a variety of lenders. A mortgage broker does not make the loan, but receives payments for its services.
  • Mortgage Insurance: It is insurance to protect the lender in case you default on your loan. With conventional loans, mortgage insurance is generally not required if you make a down payment of at least 20% of the home's appraised value. It is also known as PMI (Private Mortgage Insurance).
  • Mortgage Loan: A loan for which a specific real estate property serves as collateral to provide for repayment in case of default.
  • Mortgage Refinance: A refinanced mortgage is one in which a borrower pays down an old loan with a new loan. People who refinance a mortgage tend do so to get a lower interest rate, lowering their payments or to take cash out of their home equity.
  • Mortgagee: The lender in a mortgage loan relationship. Property is used as collateral to make payment.
  • Mortgagor: The borrower in a mortgage loan relationship. Property is used as collateral to make payment.

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