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Bronner jumps into Jeffco sewer mess - Montgomery Independent
With Jefferson County facing the largest municipal bankruptcy in U.S. history and the dysfunctional Jefferson County Commission unable to resolve its $3.2 billion sewer system debt, David Bronner, CEO of the Retirement Systems of Alabama has taken ...

A credit trap for consumers - Baltimore Sun
Susan Crandall thought she had stellar credit, until computers at one of the nation's powerful credit reporting agencies decided she had serious money troubles. Crandall lived 50 miles from a woman who had filed for bankruptcy. They had similar names ...

Governor signs bills to stem tide of foreclosures - Sentinel
A real estate agent told homeowners not to duck lenders during a workshop on preventing foreclosure at the Bladensburg Community Center on Monday night. The workshop came just four days after Gov. Martin O'Malley signed emergency legislation aimed ...

Why check with Land of Lincoln Credit Union FIRST for your next auto ... - WAND TV
Low Rates -You owe it to yourself to check out Land of Lincoln Credit Union BEFORE you head to the dealership. We offer low rates on the models you want! Fantastic Terms - Choose from the following standard budget-friendly terms: 36, 48 60 or 72 ...

Leaders seek answers to mortgage crisis - Sentinel
Sen, Barbara Mikulski (D-Md.) held a special panel discussion in Prince George's County last Thursday to get an understanding of how big of a problem the housing bust is. "I'm trying to figure out what I should be doing," she said as she sat around ...

State Foreclosure Crisis - Cumberland Times-News
CUMBERLAND - The Rev. Charles Cephas has seen the worried, troubled look of couples and the uncertain future behind the eyes of children who have walked into his office. "I could take all day long to tell you all the horrible scenarios since this ...

Bush Administration Expands FHAsecure to Offer More Assistance and ... - PR.com
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Slowly, But Not So Surely - Forbes
Members of Congress are ready to dig homeowners out of the foreclosure avalanche. They're just not unified on where to break ground first. On Tuesday, House Ways and Means Committee Chairman Charles Rangel, D-N.Y., introduced a bill that would give ...

How to combat mortgage stress - ninemsn
While the cash interest rate may be on the way down this year, commercial banks may not mirror the Reserve Bank's moves, so how can you make your current home loan more manageable? Warren O'Rourke, national manager corporate affairs at Mortgage ...

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Today's Mortgage Terms starting with L

  • Lender: The bank, mortgage company or mortgage broker providing the loan.
  • Loan Application: A statement of personal and financial information needed to apply for a loan.
  • Loan Application Fee: A fee applied by a lender to cover the initial costs of putting through a loan application. The fee could include the cost of getting a property appraisal, a credit report and a lock-in fee and other closing costs incurred to complete the transaction.
  • Loan Origination Fee: Fee charged by a lender for the administrative costs of processing a loan.
  • Loan to Value Ratio (LTV): The balance of the mortgage outstanding as a percentage of the home's price.
  • Lock or Lock In: A lender's guarantee of an interest rate for a specific period of time. The time period is usually between the loan application approval and loan closing. The borrower wants the lock to stay in effect until closing.

    View all Terms
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