Carson Mortgage Refinance and Information Online from competing Lenders

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Funding For Commercial Real Estate Down - Seekingalpha.com
Seeking Alpha's Housing Tracker is a collection of housing-related excerpts from various sources, grouped by topic. Feel free to post any interesting links on the subject in the comments section below. California developers obtain funding for multi ...

Regulators arrange for Prosperity Bank to acquire Franklin Bank - Houston Chronicle
• How does this failure affect me?: If you held an account at Franklin Bank, SSB, you now have one at Prosperity Bank that you can access at your former Franklin Bank branches during regular business hours. If you had a loan with Franklin Bank ...

Foreclosure filings are up in Utah - Daily Herald
While the deepening housing slump and tight credit conditions have resulted in rising numbers of foreclosures in Utah, local real estate experts downplay the magnitude of the problem here compared with that of California, Florida, Arizona, Nevada ...

More trouble for Dunmores - Sacramento Business Journal
Dunmore Capital LLC and its affiliates have lost more than one-fourth of the 7,000 acres they once controlled, and more land is at risk if disputes over tens of millions of dollars in debt can’t be resolved. An investor in six of the company’s ...

Columbia Business School Economists Offer Plan for Stabilizing House ... - PR Newswire
NEW YORK , Oct. 2 /PRNewswire-USNewswire/ -- Columbia Business School economists R. Glenn Hubbard and Chris Mayer put forth a plan in today's Wall Street Journal aimed at shoring up the mortgage market and stabilizing house prices. They call on the ...

The Boston Tea Party Is The Future of Liberty - Nolanchart.com
Todd Andrew Barnett, in his second speech to the BTP attendees at the Boston Tea Party's National Convention online, tells us why the BTP is the future of liberty in America. [Note: This is the second and final speech I gave to the Boston Tea ...

Joe the Plumber to Campaign for John McCain - ABC News Blogs
ABC News' Bret Hovell reports: Joe Wurzelbacher, aka “Joe the Plumber,” will campaign tomorrow in Ohio for Senator John McCain. Wurzelbacher, the Toledo-area native, will go on a bus tour with former Rep. Rob Portman, a close McCain supporter ...

'Muzzled' Biden's Halloween Present: A Press Avail - ABC News Blogs
ABC News' Matthew Jaffe reports: Earlier this week, Republicans claimed that Sen. Joe Biden, D-Del., had been “muzzled” by the Democratic campaign, noting that he had not held a full-fledged press availability with traveling reporters since a ...

Today's Mortgage Terms starting with D

Default: Failure to fulfill legal obligations of a contract, including failure to make payments on a loan.

Discounted Loan: When the note rate on a loan is lower than the market rate, it is a discounted loan.

Discount Point: A point paid to the lender to permanently lower or acquire down an interest rate. Money must be paid up front to lower the rate.

Down Payment: The amount of cash you must pay down initially for the purchase of your home. For conventional loans, you should aim for a down payment that's at least 20% of your home's value. The reason is lenders generally do not require private mortgage insurance with a down payment of at least 20% of your home's purchase price.

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