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IMF economist sees worst of crisis to come - International Herald Tribune
ZURICH : The financial crisis that has engulfed many top banks is spiralling into a broader economic crisis that has yet to peak, International Monetary Fund's top economist Olivier Blanchard told a Swiss newspaper on Saturday. Blanchard said the ...

Montreal withdraws MLS expansion bid - CBC News
Stefano Pesoli has helped the Montreal Impact reached the quarter-finals of the 2008-09 CONCACAF Champions League. (Graham Hughes/Canadian Press) In a surprising development, it was revealed Friday that Montreal has rescinded its bid for a Major ...

Mason County Eastern may refinance bonds - Ludington Daily News
CUSTER — Mason County Eastern may save money by refinancing the bonds it sold to pay for construction of its high school in 1995 and for renovations and additions to its elementary school in 1999. The school district still owes $3,780,000 on the ...

Spend less, enjoy holidays more - Times Union
This year, Americans intend to spend less during the holiday season startlingly, strikingly less. U.S. shoppers say they are planning to spend an average of $431 for gifts, down from the $859 they planned to spend last year, according to the annual ...

Mortgage Vs. Medicine - Newsweek
This week Billy Annese turned 28. That's remarkable since doctors once predicted that he'd never make it past 16. Annese suffers from a disease called Friedreich's ataxia, a progressive neurological disorder that, much like multiple sclerosis, gets ...

Univision Announces 2008 Third Quarter Results - MSN MoneyCentral
Univision maintained its ranking as the #3 broadcast network in the country among all Adults 18-34 in the third quarter, and out delivered ABC, CBS and the CW during primetime, as measured by Nielsen’s NTI. Among Adults 18-49, Univision was once ...

Capital One Inspires Man's Loathing - Consumerist.com
Mr Bill says his latest dealings with Capital One have him "wanting to spit venom." Whence this reptilian impulse? There is apparently no structure to refinance your loan with them. They consider it makes you a new customer, and they aren't making ...

PRESS DIGEST - Indian Business News - Nov 21 - Reuters India
MUMBAI, Nov 21 (Reuters) - Indian newspapers carried the following stories in their print or Web editions on Friday. Reuters has not verified these stories and does not vouch for their accuracy. ECONOMIC TIMES (www.economictimes.com) * The finance ...

UPDATE 3-Germany says ready to help troubled carmaker Opel - Reuters
BERLIN/FRANKFURT, Nov 17 (Reuters) - Germany said on Monday it was ready to help General Motors' (GM.N: Quote , Profile , Research , Stock Buzz ) struggling German unit Opel, though it would make sure any aid did not seep over to the U.S. parent or ...

Weaver Auto steers clear of foreclosure — for now - Union
KeyBank has decided to postpone foreclosure proceedings against Weaver Auto and Truck Center until at least April 17, owner Tom Weaver said Monday, averting plans to auction off the property on the courthouse steps next month. The decision gives ...

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Today's Mortgage Terms starting with F

  • Federal Home Loan Mortgage Corporation (FHLMC or Freddie Mac): A semi government agency that acquires conventional loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending.
  • Federal Housing Administration (FHA): A federal agency within the Department of Housing and Urban Development (HUD), which insures residential mortgage loans made by private lenders and sets standards for underwriting mortgage loans.
  • Federal National Mortgage Association (FNMA or Fannie Mae): This agency purchases loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending.
  • FHA Loans: Fixed or adjustable-rate loans that are insured by the U.S. Department of Housing and Urban Development. The purpose of FHA loans is to make housing more affordable, especially for first-time homebuyers.
  • First Mortgage: A mortgage which is in first lien, taking priority over all other liens. In case of a foreclosure, the first mortgage will be repaid before any other mortgages.
  • Fixed Rate Loan: Fixed-rate loans have interest rates and payments that are fixed through out the term of the loan.
  • Foreclosure: A legal process in which a mortgaged property may be liquidated to pay off a mortgage loan that is in default.

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