Allen Mortgage Refinance and Information Online from competing Lenders

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Seawall divides city - Corpus Christi Caller
George Gongora/Caller-Times State law creates a public easement of 200 feet along all beaches. By the mid-1990s, the beach (seen at high tide) had eroded so much that nearby hotels and condos were within the public easement. The state Legislature ...

INDUSTRY NEWS & PEOPLE March 2007 - Business Travel Executive
The NBTA Foundation has announced the retirement of four members from its Board of Trustees and the appointment of their successors. The four outgoing Board members are Fay Beauchine, Carlson Companies; Mathias Friess, Virgin Blue; Susan Jacobs, Visa ...

Big-ticket buys are dreams for many; Homes, new cars sit on the market ... - Eagle-Tribune
Editor's note: Food and fuel prices are up, home sales and job opportunities are down. As the country sinks deeper into a period of economic uncertainty, residents are looking for ways to tighten their belts, ride out a likely recession and maybe ...

Suit stalls work on Calallen schools - Corpus Christi Caller
A suit filed against the Calallen Independent School District has stalled $43 million in voter-approved bonds for school facility improvements. The suit, filed in 214th District Court by Calallen resident Karen Ford on Dec. 4, alleges the school ...

More Than a Rabble Rouser? - Inside Higher Ed
A man who mobilized a virtual battalion of unhappy borrowers after defaulting on his own student loans — and has since served as a poster boy for the loan reform he’s seeking in media outlets nationwide — is now trying to raise the stakes ...

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Adolphus Holland Scottsville

Today's Mortgage Terms starting with P

  • Payment Cap: A limit on the size of the monthly payment of an adjustable-rate mortgage or other variable rate loan.
  • Point: A point is equivalent to 1 percent of a mortgage loan. Lenders might charge "origination points" to cover expenses of processing a loan. Some borrowers might pay "discount points" to reduce the loan's interest rate.
  • Pre-Approval: The process of calculating how much money a potential homebuyer could borrow.
  • Prepayment Penalty: A lender's charge to the borrower for paying down the loan before the end of its term.
  • Pre-Qualification: A non-binding process of calculating how much money a potential homebuyer can borrow before applying for a loan. Information submitted during pre-qualification is subject to verification at application.
  • Principal: It is the amount of money borrowed or owed, excluding interest.

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