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UPDATE 1-Akzo unit plans 5-yr 1 bln euro bond -IFR - Reuters
LONDON, Dec 4 (Reuters) - Dutch chemical group Akzo Nobel NV (AKZO.AS: Quote , Profile , Research , Stock Buzz ) is preparing to issue a five-year 1 billion euro ($1.3 billion) bond as it looks to refinance several bonds that mature in the next six ...

Gloomy outlook for farming - Stuff
A depressed outlook for agriculture as it weathers the global financial crisis is foreseen by the Agriculture and Forestry Ministry in briefing papers prepared for the incoming government. The papers, released yesterday by Agriculture Minister David ...

Agriculture to be hit hard by global crisis, new Govt told - New Zealand Herald
New Zealand's agricultural industries will be hit hard by the financial crisis and some farms with existing debt could go under, according to a ministerial briefing paper to the in-coming Government. The paper from the Ministry of Agriculture and ...

UPDATE 4-Metrovacesa reaches debt deal with creditors - Forbes
MADRID, Dec 2 (Reuters) - Spanish property company Metrovacesa's core shareholders the Sanahuja family said on Tuesday they have reached a debt-for-equity deal with creditor banks, who will take a 54 percent stake in the company. With the news of the ...

Printing presses work overtime to save economy - Times Online
A long weekend is coming to an end in America. On Thursday we celebrated Thanksgiving day by consuming more than 250m turkeys. Millions watched the Detroit football team lose its eleventh consecutive match – it is headed for an all-loss 16-game ...

Register for FREE - Wall Street Journal
Please register to gain free access to WSJ tools. An account already exists for the email address entered. Wells Fargo: Clearly, there are numerous pitfalls that Wells Fargo will need to navigate, but in the short run, at least, it won. Wells Fargo ...

Unhand that economy, villein! - Meganmcardle.theatlantic.com
I've been thinking about this for awhile. How much of this current crisis is just a manifestation of the American--indeed human--will? We're always talking about politicians deluding us and Wall-Street manipulating us, and predatory lenders conning ...

House Race Update: Ohio Sup. Ct. to Rule on Franklin County Votes - ABC News Blogs
ABC News' Teddy Davis and Arnab Datta Report: A federal appeals court ruled Tuesday that the Ohio Supreme Court -- and not a federal district court -- is the proper forum to decide how approximately 1,000 challenged provisional votes should be ...

Today's Mortgage Terms starting with C

Cash To Close: Liquid assets that are available on hand for payment of closing costs involved in the processing of a mortgage transaction.

Closing: The completion of a real estate transaction. The closing includes the delivery of a deed, financial adjustments, signing of notes and disbursement of funds required to finalize the sale and loan transaction.

Closing Costs: Fees generally paid by the borrower in relation to the closing of a mortgage loan.

Collateral: Property pledged as security for a debt.

Conforming Loan: Conventional home mortgages eligible for sale and delivery to either the Federal National Mortgage Association (FNMA) or the Federal Home Loan Mortgage Corporation (FHLMC). These agencies generally buys first mortgages up to loan amounts approved by Congressional directive.

Conventional Loan: Loans that are not part of any government housing program, free of any restrictions of government insured housing programs, such as loan size limits.

Conversion Clause: A feature in certain ARMs that gives you the option to convert the variable rate loan to a fixed-rate loan, usually after the first adjustment period. The new fixed rate will be set at current rates and there could be a fee for the conversion feature.

Convertible ARM: A type of ARM loan that can be converted to a fixed-rate loan after a certain time period.

Covenant: A clause in a contract that obligates or restricts the parties and if broken, can result in a legal action.

Credit Bureau: It is a clearinghouse for credit history information.

Credit Report: A report containing a detailed credit history of an individual.

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