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Full mortgage meltdown looms - Bennington Banner
WASHINGTON (AP) — The full scope of the housing meltdown isn't clear and already there are ominous signs of a new crisis — one that could turn out the lights on malls, hotels and storefronts nationwide. Even as the holiday shopping season begins ...

Treasury mulls plan to lower mortgage rates to 4.5% - CNN Money
NEW YORK (CNNMoney.com) -- Lobbyists are pushing the Treasury Department to consider a plan to purchase mortgage-backed securities in the hopes of driving mortgage rates to as low as 4.5%, an industry source said. Similar to an effort unveiled last ...

State Supremes: unsubstantiated allegations of teacher sexual ... - Spokane Spokesman-Review
In a case where the 11 petitioners are all known as John Doe, the state Supreme Court ruled 6-3 this morning that unsubstantiated allegations of teacher sexual misconduct can be withheld from public disclosure. School districts can investigate any ...

House Race Update: Ohio Sup. Ct. to Rule on Franklin County Votes - ABC News Blogs
ABC News' Teddy Davis and Arnab Datta Report: A federal appeals court ruled Tuesday that the Ohio Supreme Court -- and not a federal district court -- is the proper forum to decide how approximately 1,000 challenged provisional votes should be ...

Bakeries, Gas Stations Close in Gaza - FOX News
Jan. 21: Jordanian women and children chant anti-Israel slogans and hold a Palestinian flag during a demonstration in support for Gaza in Amman, Jordan. A banner reads in Arabic 'The resisting Gaza, your hunger is my hunger.' Jan. 21: Palestinian ...

Paul Domowitch: Wall Street woes could affect a team near you - Philadelphia Daily News
While Wall Street's woes are making life miserable for us poor saps on Main Street, you'll be happy to know they're also causing some discomfort for the NFL's 32 teams, particularly those with new stadiums or ones still under construction. Cowboys ...

Paul Domowitch: Wall Street woes could affect an NFL team near you - Philadelphia Daily News
WHILE WALL Street's woes are making life miserable for us poor saps on Main Street, you'll be happy to know they're also causing some discomfort for the NFL's 32 teams, particularly those with new stadiums or ones still under construction. Cowboys ...

Cash won't buy gift cards at Birmingham's Riverchase Galleria, Century ... - Everything Alabama Blog
Purchasing a gift card in lieu of a gift continues to be a popular and convenient alternative to shoppers short on ideas, but the country's second largest mall operator this year is eliminating some of the convenience, at least for consumers. General ...

The Next Subprime Crisis Looms - Der Spiegel
The same people whose reckless practices triggered the global financial crisis are onto a similar scheme that could cost taxpayers tons more. As if they haven't done enough damage. Thousands of subprime mortgage lenders and brokers -- many of them ...

Loans still available — for some - Star-Banner
OCALA — Tina Carr will hold her breath for the next few days. She is waiting to hear from her bank to see if she can pre-qualify for a loan for a home. She met last week with an Alarion Bank loan officer, dropped off financial records, tax returns ...

Today's Mortgage Terms starting with U

Underwriting: It is the process of quantifying the risks involved in a specific loan and setting suitable terms and conditions for a mortgage.

URLA: Uniform residential loan application.

Usury: Interest charged in excess of the legal rate as established by law.

View all Terms

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