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Economic woes could trigger more crime - Argus Leader
As the nation struggles in a time of economic uncertainty, experts say an uptick in crime and violence is likely as people confront financial problems that might lead them to desperate measures. Poverty and financial desperation contribute to both ...

Officials: Financial crisis can lead to violence - Chicago Defender
An out-of-work money manager in California loses a fortune and wipes out his family in a murder-suicide. A 90-year-old Ohio widow shoots herself in the chest as authorities arrive to evict her from the modest house she called home for 38 years. In ...

Help needed - Times-Republican
WASHINGTON - For all the thorny free-market issues raised, the big U.S. intervention in banks does have precedents - from wholesale wartime takeovers of entire industries to the seizing of hundreds of failed savings and loans in the 1980s. Most ...

Financial Crisis-Violence - Meridian Star
An out-of-work money manager in California loses a fortune and wipes out his family in a murder-suicide. A 90-year-old Ohio widow shoots herself in the chest as authorities arrive to evict her from the modest house she called home for 38 years. In ...

As economy sinks, officials fear violent solutions - CNN
Worries mount after a string of financially related violent incidents across U.S. Texas psychologist says current crisis breeding a sense of chronic anxiety Next Article in U.S. » (AP) -- An out-of-work money manager in California loses a fortune ...

South Korean banks are vulnerable, analysts say - International Herald Tribune
SEOUL : As the global financial crisis picks off victims among U.S. and European financial institutions, analysts fear that South Korean banks could be the next casualties. The concerns have come as something of a shock to ordinary South Koreans, who ...

October 2008 - Posts - MSNBC Firstread
Despite swirling rumors that the McCain campaign's days of full court press in Wisconsin may be numbered, NBC confirms that the Republican nominee's team has bought ad time in markets there next week. But the RNC's independent expenditure arm has ...

Are Korean banks next in line for government rescue? - Globe and Mail
SEOUL — As the global financial crisis picks off victims among U.S. and European financial institutions, analysts fear South Korea's banks could be the next casualties. The concerns have come as something of a shock to ordinary South Koreans ...

Muni Investors Kept in Dark as Finances Unravel (Update1) - Bloomberg
Oct. 10 (Bloomberg) -- U.S. municipal debt investors, shaken by the auction-rate securities meltdown and collapse of bond insurers, face another year in the dark as Congress delays legislation to improve disclosure. Lawmakers and regulators ...

Authorities concerned that financial crisis can lead to suicides ... - Minneapolis Star Tribune
Palin mistakes fans for protesters at Va. rally Houston TV station helicopter crashes, 2 dead 2nd out-of-state teen dropped at Omaha hospital Obama offers new proposals to help economy Wildfires burn homes, kill 1 in Los Angeles area An out-of-work ...

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Today's Mortgage Terms starting with I

  • Index: An index is usually a widely published market rate such as LIBOR, T-Bill or 11th District Cost of Funds (COFI). Lenders use these indices to set the interest rates charged on mortgage loans. For ARM, a predetermined margin is added to the index to calculate the interest rate adjustment.
  • Initial Rate: The rate charged for the first interval of an ARM loan.
  • Interest: Compensation in the form of money paid for the use of money.
  • Interest Rate Cap: Caps limit the range that the interest rate on an adjustable rate mortgage can change in an adjustment interval during the term of the loan.

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