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Pierre Bossier owner mulls bankruptcy - nwlanews.com
General Growth Properties, Inc, the company that owns Pierre Bossier Mall and Mall St. Vincent in Shreveport announced Tuesday it was facing huge debt payments in December and in 2009 that could force it to seek bankruptcy protection. According to ...

OK, bring in the lawyers - Crain's Chicago Business
If Ira Bodenstein needed any confirmation that the bankruptcy business was benefitting from the current financial crisis, he got it in early October, when he walked into UBS Tower in downtown Chicago to moderate a one-day consumer bankruptcy seminar ...

Tea Fire Takes Conejo Road Residents by Surprise - Santa Barbara Independent
del.icio.us. UPDATE: ON Monday morning, November 17, Montecito Fire Department Chief Kevin Wallace clarified the situation regarding the Sycamore Canyon Road gate. The fire was first reported at 5:45 p.m. Fire Marshall Jim Langhorn arrived at and ...

Latest Pictures - Newstrack India
Dubai, Oct 22 (IANS) Bank of Baroda (BoB), the Indian public sector bank ...; The bank had opened a branch in Port of Spain in October last year... as it plans to open 10 overseas branches in 2008-09. The bank , which has 72 announced its unaudited ...

Tom Acitelli - New York Observer
Probably the biggest story in the Manhattan office market at the close of 2008 is sublease space. A lot of it's spilling onto the market, a stark indicator of what belted the office market, long the nation's healthiest, off its pedestal just a few ...

School for the blind starts visionary newsroom - Newark Star-Ledger
Ed Murray/The Star-Ledger Judy Ortman, interim executive director of the Concordia Learning Center, is interviewed by student Indigo Estevez from Newark for the school paper. There's a buzz in the newsroom of a New Jersey start-up newspaper, and not ...

Best mortgage rates - Toronto Star
Canadians received more proof yesterday of the global credit crunch hitting home after this country's biggest banks began hiking their residential mortgage rates in an effort to recoup higher funding costs from their customers. The interest rate ...

American Tower's profit increases in third quarter - Boston Globe
Boston-based American Tower Corp. , which owns wireless communication towers, said third-quarter profit rose 2 percent on tower revenue growth. Earnings increased to $60.5 million, or 15 cents per share, compared with $59.6 million, or 14 cents per ...

Analysis: European business feels the heat - Financial Times
The sun-kissed Balearic island of Majorca may seem remote from the financial crisis that is gripping the west’s capitals. But for Carmen Riu, co-owner of a large chain of hotels in the Spanish resort destination, these are the most difficult times ...

Today's Mortgage Terms starting with F

Federal Home Loan Mortgage Corporation (FHLMC or Freddie Mac): A semi government agency that acquires conventional loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending.

Federal Housing Administration (FHA): A federal agency within the Department of Housing and Urban Development (HUD), which insures residential mortgage loans made by private lenders and sets standards for underwriting mortgage loans.

Federal National Mortgage Association (FNMA or Fannie Mae): This agency purchases loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending.

FHA Loans: Fixed or adjustable-rate loans that are insured by the U.S. Department of Housing and Urban Development. The purpose of FHA loans is to make housing more affordable, especially for first-time homebuyers.

First Mortgage: A mortgage which is in first lien, taking priority over all other liens. In case of a foreclosure, the first mortgage will be repaid before any other mortgages.

Fixed Rate Loan: Fixed-rate loans have interest rates and payments that are fixed through out the term of the loan.

Foreclosure: A legal process in which a mortgaged property may be liquidated to pay off a mortgage loan that is in default.

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