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News about Mortgages:
Financial News
Takeover of Fannie, Freddie expected to have mild impact on Dallas ... - Dallas Morning News
As one of the few survivors of the nation's mortgage meltdown, North Texas' home market doesn't stand to gain nearly as much from the federal takeover of national mortgage giants Fannie Mae and Freddie Mac as other parts of the country. But housing ...

Fannie Mae, Freddie Mac takeover to have mild impact on Dallas area - Dallas Morning News
As one of the few survivors of the nation's mortgage meltdown, North Texas' home market doesn't stand to gain nearly as much from the federal takeover of national mortgage giants Fannie Mae and Freddie Mac as other parts of the country. But housing ...

MOHELA expects massive margin calls - St. Louis Business Journal
Ray Bayer Jr. The state’s student loan authority is facing its most serious challenge in its nearly 30-year history. The Missouri Higher Education Loan Authority (MOHELA) expects massive margin calls that will require it to come up with tens of ...

You mess in our backyard ... - Arkansas Times
Most interesting news from Stephens Media , if you're into the newspaper business. CABOT - Stephens Media Group today announced the purchase of five Central Arkansas newspapers from Magie Enterprises Inc., a family-owned publishing company that has ...

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Today's Mortgage Terms starting with A

  • Accrued Interest: Interest earned but has not been paid
  • Additional Principal Payment: A payment made by the borrower of more than the scheduled principal amount due with the purpose of reducing the remaining balance on the loan.
  • Adjustable Rate Mortgage: Loans with interest rates that are adjusted periodically based on changes of a pre-determined index. The index is based on market rates such as Treasury bills and prime rates. The ARM has an interest rate cap that limits the amount the interest rate can change.
  • Adjustment Period: Applicable to an ARM, the time between changes in the interest rate.
  • Amortization: Repayment of a debt with periodic payments, usually monthly, of principal and interest calculated to pay down the loan within a predetermined time.
  • Amortization Schedule: A timetable for payment of a mortgage detailing the amount of each payment applied to interest and principal and the balance left outstanding.
  • Annual Percentage Rate (APR): The cost of credit shown as a yearly rate. The annual percentage rate is usually not the same as the interest rate. The APR will be higher than the interest rate stated in the note due to the fact that it includes the interest rate, loan discount points, fees and mortgage insurance.
  • Appraisal Fee: A fee charged by a licensed, certified appraiser for a written estimate of a property's current market value at a specific time.
  • Assumable Mortgage: A mortgage that can be taken over by the buyer when a home is sold by the previous owner.

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