Springfield Mortgage Refinance and Information Online from competing Lenders

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AdCare Health Systems, Inc. Reports 2008 Third Quarter Earnings ... - MSN MoneyCentral
SPRINGFIELD, Ohio , Nov. 14 /PRNewswire-FirstCall/ -- AdCare Health Systems, Inc. ADK , an Ohio based long term care, home health care and management company, today reported financial results for the third quarter of 2008. Revenues for the quarter ...

School for the blind starts visionary newsroom - Newark Star-Ledger
Ed Murray/The Star-Ledger Judy Ortman, interim executive director of the Concordia Learning Center, is interviewed by student Indigo Estevez from Newark for the school paper. There's a buzz in the newsroom of a New Jersey start-up newspaper, and not ...

Mass. foreclosure petitions spike from past months - Boston Globe
Massachusetts foreclosure deeds rose 18.6 percent to 798 in September from 673 in September 2007, but the September 2008 figure is the fewest number of deeds recorded in any month this year, the Warren Group said today. The Warren Group of Boston ...

Buy a home, save for college - CBS 3 Springfield
PHILADELPHIA -- There is no question that a college education is valuable, as college graduates are expected to earn over $1,000,000 more than high school graduates during their working lives. That's something worth supporting. Yet while 81 percent ...

More help is available for struggling homeowners - KYTV
SPRINGFIELD -- It may have been overshadowed by the bailout plan but a new law that went into effect on Oct. 1 aims to help homeowners keep their homes. The housing and economic recovery act, which went into effect this month, is just one option ...

Illinois' Bright Start(R) 529 College Savings Program Announces a New ... - PR Newswire
SPRINGFIELD, Ill., Jan. 2 /PRNewswire/ -- The Illinois Bright Start College Savings Program announced today the availability of the Bright Start Futuretrust MasterCard, available nationwide. For the first time, holders of a 529-linked credit card ...

Election 2008: Hillary Clinton in the news - Newsday
About 1,000 union and political activists whooped and shouted their way through a late afternoon rally Wednesday in Eisenhower Park, less than two miles from the site of the presidential debate. Whether you're a follower or an iconoclast, there's a ...

State Agencies Get Creative on Student Loans - Inside Higher Ed
As various lenders and some of its peers in other states announced in recent months that they would stop making federal or private loans because of disruptions in the capital markets, the Illinois Student Assistance Commission steadfastly held firm ...

WMACCA Corporate Counsel Awards Honor Washington Area Leaders - Earthtimes
WASHINGTON - (Business Wire) The Washington Metropolitan Area Corporate Counsel Association (WMACCA), the largest regional bar association for in-house counsel, announced the winners of the Fourth Annual Corporate Counsel Awards at a ceremony held at ...

Election 2008: Barack Obama in the news - Newsday
Georgia residents packed polling places as early voting began in earnest this week, waiting as long as eight hours in line to cast ballots and forcing some voting sites to stay open deep into the night. Polls have been open in Georgia since Sept. 22 ...

Today's Mortgage Terms starting with P

Payment Cap: A limit on the size of the monthly payment of an adjustable-rate mortgage or other variable rate loan.

Point: A point is equivalent to 1 percent of a mortgage loan. Lenders might charge "origination points" to cover expenses of processing a loan. Some borrowers might pay "discount points" to reduce the loan's interest rate.

Pre-Approval: The process of calculating how much money a potential homebuyer could borrow.

Prepayment Penalty: A lender's charge to the borrower for paying down the loan before the end of its term.

Pre-Qualification: A non-binding process of calculating how much money a potential homebuyer can borrow before applying for a loan. Information submitted during pre-qualification is subject to verification at application.

Principal: It is the amount of money borrowed or owed, excluding interest.

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