Welsh Mortgage Refinance and Information Online from competing Lenders

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Arkansas edges South Alabama 79-77 - FOX News
MOBILE, Ala. — Stefan Welsh hit a 3-pointer with 2.9 seconds left to give Arkansas a 79-77 win over South Alabama on Wednesday night. Trailing the Jaguars by four points with less than four minutes to play, the Razorbacks (3-1) used 3-point baskets ...

BizzEnergy may collapse into administration - Times Online
BRITAIN’s biggest independent energy supplier, BizzEnergy, may collapse into administration after struggling to refinance its debts. The company hired KPMG last week to conduct a quick auction and was hoping to find a buyer this weekend. If it does ...

Need to know: M&S down ... FirstGroup profits ... Virgin Media debts - Times Online
Interest rates : The Bank of England is forecast to cut interest rates by half a point to 4 per cent on Thursday, although some economists are forecasting a full one-point reduction. Manufacturing activity : The manufacturing purchasing mangers ...

Additional thoughts on the bailout - Asheville Citizen-Times
Just as the Bush regime’s wars have been used to pour billions of dollars into the pockets of its military-security donor base, the Paulson bailout looks like a Bush regime scheme to incur $700 billion in new public debt in order to transfer the ...

Bank of China sniffs HBOS - bbc
Bank of China , the giant Chinese bank, is the mystery bank that Jim Spowart and European American Capital hope will make an offer for HBOS to stymie the takeover bid from Lloyds TSB. It would be quite an event were it to happen. If Bank of China ...

Independent HBOS fight 'gaining pace' - Scotsman
THE fight to save HBOS as an independent bank is still on, one of the two "banking knights" hoping to ride to its rescue told The Scotsman last night. Sir Peter Burt, HBOS's former deputy chairman, said the battle to stop the proposed takeover by ...

You're on your own - Arkansas Times
Earlier than usual, I leave it in the capable hands of blog readers. I have to check out of my San Francisco hotel and wander the streets until a red-eye flight at 1 a.m. I had a great stroll this morning through Chinatown, packed with throngs of ...

A very sorry banker - bbc
It's very rare indeed for a bastion of Britain's corporate establishment to say sorry about anything - let alone say it in a public meeting. So Sir Tom Mckillop's big sorry to shareholders, customers and employees is a proper event. Royal Bank has ...

The Next President Wants to Hear from You - Embeds.blogs.foxnews.com
CHICAGO - Just days after handily winning the election, President-Elect Barack Obama has set up a new website to provide information to U.S. citizens during the transition period leading up to Inauguration Day, when he will take the oath of office 75 ...

Today's Mortgage Terms starting with P

Payment Cap: A limit on the size of the monthly payment of an adjustable-rate mortgage or other variable rate loan.

Point: A point is equivalent to 1 percent of a mortgage loan. Lenders might charge "origination points" to cover expenses of processing a loan. Some borrowers might pay "discount points" to reduce the loan's interest rate.

Pre-Approval: The process of calculating how much money a potential homebuyer could borrow.

Prepayment Penalty: A lender's charge to the borrower for paying down the loan before the end of its term.

Pre-Qualification: A non-binding process of calculating how much money a potential homebuyer can borrow before applying for a loan. Information submitted during pre-qualification is subject to verification at application.

Principal: It is the amount of money borrowed or owed, excluding interest.

View all Terms

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