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Mortgage rates drop - Knoxville News Sentinel
WASHINGTON - Mortgage rates fell sharply Monday, as investors reacted to the government's takeover of Fannie Mae and Freddie Mac. And that's exactly what homeowners like Jim Chereskin had been waiting for. Chereskin, who lives in Naperville, Ill ...

Brentwood council purchases new water bonds, pays off $1.8 million - Contra Costa Times
BRENTWOOD — The Brentwood City Council voted Tuesday night to purchase a new series of water bonds to fund the new water treatment facility, pay off $1.8 million and refinance the remainder of a bond purchased in 1996. The city has $7.7 million ...

The 90-Grand Phone Call - Motley Fool
FOOL ON THE HILL The 90-Grand Phone Call The current credit system is built to give us easy access to credit. We can get a car loan in a couple of hours and refinance a home in just a few days. It's the same system that enabled crooks to make off ...

A Resounding Bottom Up NO on the Bailout-- From the Entire Progressive ... - OpEdNews.com
It is urgent and essential that YOU contact your legislators in congress today to demand that they reject the bailout deal Henry Paulson has proposed. Let them know approval of it will be as bad as, maybe worse than their approval of the Iraq war and ...

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Today's Mortgage Terms starting with I

  • Index: An index is usually a widely published market rate such as LIBOR, T-Bill or 11th District Cost of Funds (COFI). Lenders use these indices to set the interest rates charged on mortgage loans. For ARM, a predetermined margin is added to the index to calculate the interest rate adjustment.
  • Initial Rate: The rate charged for the first interval of an ARM loan.
  • Interest: Compensation in the form of money paid for the use of money.
  • Interest Rate Cap: Caps limit the range that the interest rate on an adjustable rate mortgage can change in an adjustment interval during the term of the loan.

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