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News about Mortgages:

Maryann Haggerty and Elizabeth Razzi - Washington Post
Welcome to Real Estate Live, an online discussion of the Washington area housing market with Post Real Estate editor Maryann Haggerty and columnist Elizabeth Razzi. Maryann has been with The Post for 18 years and has served as real estate editor for ...

Home Value Highwire - WTOP Radio
WASHINGTON - More new and existing homes are being sold in our region and across the nation. This week's Home Value Highwire looks at the benefits of a buyer's market. When Diana discovered her mortgage payment would be about the same as her rent ...

American Capital Invests in NextPoint(TM) Networks - PR Newswire
BETHESDA, Md., Feb. 28 /PRNewswire-FirstCall/ -- American Capital Strategies Ltd. NASDAQ: ACAS announced today that in January it and its affiliates invested in NextPoint(TM) Networks, Inc. NextPoint is the result of the convergence of NexTone ...

Today's Mortgage Terms starting with D

Default: Failure to fulfill legal obligations of a contract, including failure to make payments on a loan.

Discounted Loan: When the note rate on a loan is lower than the market rate, it is a discounted loan.

Discount Point: A point paid to the lender to permanently lower or acquire down an interest rate. Money must be paid up front to lower the rate.

Down Payment: The amount of cash you must pay down initially for the purchase of your home. For conventional loans, you should aim for a down payment that's at least 20% of your home's value. The reason is lenders generally do not require private mortgage insurance with a down payment of at least 20% of your home's purchase price.

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