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Three German banks tap state funds for aid - Top News India
Berlin  - Three reeling German banks tapped state funds for billions of euros in aid Friday. Hamburg-based HSH Nordbank said SoFFin, a federal government agency which has a 480-billion-euro war chest, had agreed to provide it with up to 30 billion ...

Two German banks tap state funds for aid - Summary - Earthtimes
Berlin - Two reeling German banks tapped state funds for billions of euros in aid Friday. Hypo Real Estate (HRE), the first German bank to nearly collapse in September, said it won 20 billion euros (25 billion dollars) in guarantees from Soffin, a ...

Two German banks tap state funds for aid - Top News India
Berlin  - Two reeling German banks tapped state funds for billions of euros in aid Friday. Hypo Real Estate (HRE), the first German bank to nearly collapse in September, said it won 20 billion euros (25 billion dollars) in guarantees from Soffin, a ...

UPDATE 3-Germany says ready to help troubled carmaker Opel - Reuters
BERLIN/FRANKFURT, Nov 17 (Reuters) - Germany said on Monday it was ready to help General Motors' (GM.N: Quote , Profile , Research , Stock Buzz ) struggling German unit Opel, though it would make sure any aid did not seep over to the U.S. parent or ...

Hypo Real Estate Group 3Q loss 3.1 billion euros - Associated Press
BERLIN (AP) -- Troubled German lender Hypo Real Estate reported Monday a net loss of 3.1 billion euros ($4 billion) in the third quarter as the financial crises worsened, with a unit in Ireland hit especially hard by write-downs on the values of its ...

Hypo Real To Take Charges On Rescue In Future Quarter, Reports Q3 Loss ... - All Headline News
Berlin, Germany (AHN) - Germany's second largest property lender, Hypo Real Estate Holding AG, announced on Monday that it expects further charges on earnings expected in fourth quarter and in 2009 after reporting a net loss in third quarter. "The ...

Germany says ready to help troubled carmaker Opel - Forbes
BERLIN/FRANKFURT, Nov 17 (Reuters) - Germany said on Monday it was ready to help General Motors (nyse: GM - news - people )' struggling German unit Opel, though it would make sure any aid did not seep over to the U.S. parent or trigger a flood of ...

Hypo Real Says Bailout to Weigh on 2008, 2009 Results (Update4) - Bloomberg
Nov. 17 (Bloomberg) -- Hypo Real Estate Holding AG , the German property lender bailed out last month, expects the costs for its government-led rescue and restructuring to weigh on earnings in 2008 and 2009. ``We are predicting an extremely negative ...

Latest Pictures - Newstrack India
Jaipur, Aug 20 (ANI): Rahim Khan alias Habib Miyan, believed to be the oldest man in India, died in Jaipur. Miyan, who was 139-year-old... longer," said Rajesh Nagpal, an acquaintance of Habib . His demise also marks State Bank of Saurashtra and ...

Bailout goes from necessary to nightmarish - Atlanta Journal Constitution
That $700 billion financial sector bailout that I supported — and do still, but with an exit strategy — is a nightmare in the making. Look what’s happened since the first of the month: Atlanta Mayor Shirley Franklin, smelling a bailout handout ...

Today's Mortgage Terms starting with A

Accrued Interest: Interest earned but has not been paid

Additional Principal Payment: A payment made by the borrower of more than the scheduled principal amount due with the purpose of reducing the remaining balance on the loan.

Adjustable Rate Mortgage: Loans with interest rates that are adjusted periodically based on changes of a pre-determined index. The index is based on market rates such as Treasury bills and prime rates. The ARM has an interest rate cap that limits the amount the interest rate can change.

Adjustment Period: Applicable to an ARM, the time between changes in the interest rate.

Amortization: Repayment of a debt with periodic payments, usually monthly, of principal and interest calculated to pay down the loan within a predetermined time.

Amortization Schedule: A timetable for payment of a mortgage detailing the amount of each payment applied to interest and principal and the balance left outstanding.

Annual Percentage Rate (APR): The cost of credit shown as a yearly rate. The annual percentage rate is usually not the same as the interest rate. The APR will be higher than the interest rate stated in the note due to the fact that it includes the interest rate, loan discount points, fees and mortgage insurance.

Appraisal Fee: A fee charged by a licensed, certified appraiser for a written estimate of a property's current market value at a specific time.

Assumable Mortgage: A mortgage that can be taken over by the buyer when a home is sold by the previous owner.

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