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Register for FREE - Wall Street Journal
Please register to gain free access to WSJ tools. An account already exists for the email address entered. The latest grim housing statistic comes today from RealtyTrac. The California firm reported Thursday that nationwide foreclosures surged 25% in ...

Homeowners Ask: Hey, Washington, a Little Help? - Time
A foreclosure sign in Stockton, Calif. More than a year — and a half a dozen rescue plans — later, little progress has been made in turning the tide. The nation's foreclosure rate has risen every month since the middle of 2007, according to ...

No Quick Fix for Housing Prices - Wall Street Journal
Foreclosures in Stockton, Calif., discourage prospective sellers from putting their houses on the market. The government's plan, which includes taking stakes in major financial institutions and temporarily guaranteeing certain new bank debt, could ...

Latinos find help in workshops - Record
STOCKTON - This winter Laura Acosta's finances have gone cold. Acosta's work hours have been reduced at the tortilla factory, while her employer adjusts to reduced product demand. Also, her husband - a truck unloader - is working fewer days. In ...

Mountain House awash in debt - Record
Mountain House may be the highest community in San Joaquin County in elevation, but a new report also makes it the most underwater area in the United States. Nearly 90 percent of mortgage holders in the town owe more than their houses are worth, a ...

Foreclosures Rose 71% in 3rd Quarter as Prices Fell (Update1) - Bloomberg
Oct. 23 (Bloomberg) -- U.S. foreclosure filings increased 71 percent in the third quarter from a year earlier to the highest on record as home prices fell and stricter mortgage standards made it harder for homeowners to sell or refinance, RealtyTrac ...

One in five homeowners with mortgages under water - Reuters
NEW YORK (Reuters) - Nearly one in five U.S. mortgage borrowers owe more to lenders than their homes are worth, and the rate may soon approach one in four as housing prices fall and the economy weakens, a report on Friday shows. About 7.63 million ...

Foreclosure filings increase at slower rate; banks helping out - USA Today
Foreclosure filings in August were up 27% compared with the same month a year ago, but that's a significantly slower pace than in previous months, according to data released Friday. Nationwide, 303,800 homes received at least one foreclosure-related ...

S.F. sues 5 top municipal bond insurers - San Francisco Gate
Thursday, October 9, 2008 (10-08) 15:26 PDT SAN FRANCISCO -- The city of San Francisco accused municipal bond insurers in a lawsuit Wednesday of scheming to lower the city's credit rating and induce municipal agencies to spend tens of millions of ...

One in five US homeowners with mortgages underwater - Reuters
NEW YORK, Oct 31 (Reuters) - Nearly one in five U.S. mortgage borrowers owe more to lenders than their homes are worth, and the rate may soon approach one in four as housing prices fall and the economy weakens, a report on Friday shows. About 7.63 ...

Today's Mortgage Terms starting with V

VA Loans: Fixed-rate loans guaranteed by the U.S. Department of Veterans Affairs for the purpose of making housing affordable to eligible U.S. veterans.

Variable Rate: Interest rate that changes periodically in relation to a specific index such as treasury bills and the prime rate.

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