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News about Mortgages:

Jackson County residents seeing more foreclosures - Oregonian
Bob Pennell, Medford Mail Tribune Kathleen Jones' farm in the Applegate Valley is scheduled to go into foreclosure in December. pennell photo Jackson County has the second-highest foreclosure rate of any Oregon county, this morning's Medford Mail ...

Easy credit no more - Medford Mail Tribune
An inflatable gorilla beckoned from the roof of Don Brown Chevrolet in St. Louis, servers doled out free bowls of pasta and a salesman urged potential customers to "come on up under the canopy and put your hands on" a new set of wheels. But sitting ...

Foreclosures leave residents at a loss - Medford Mail Tribune
Kathleen Jones has an affinity for animals, referring to herself as "Mother Goose" on her personalized license plates. The 61-year-old Applegate resident is surrounded by geese, llamas, sheep and other livestock and pets on the 45-acre farm she's ...

Today's Mortgage Terms starting with B

Bankruptcy: A legal procedure in a federal court to relieve certain debts of a person or a business that is no longer able to pay its debts. Chapter 7 bankruptcy removes all debts. Chapter 13 lets a borrower with and income to pay bills off over a set period of time.

Bearer: The legal owner of a property.

Bill of Sale: A document that details the transfer of property.

Biweekly Mortgage: A mortgage with payments due every two weeks, totaling 26 payments a year, two payments more than a mortgage with monthly payments. The two extra payments lowers significantly the interest paid over the life of the mortgage.

Blanket Mortgage: A mortgage that includes more than one piece of real estate

Borrower (Mortgager): An individual who makes an application for and receives funds in the form of a loan and is obligated to repay the loan in full under the conditions of the loan.

Broker: An individual who gets buyers and sellers together and helps in negotiating contracts for a client.

Buy-Down Mortgage: A mortgage loan with a lower than market rate for a determined period of time.

Buyer’s Market: Market conditions that favor buyers. When there are more properties for sale than buyers, sellers may be forced to provide price discounts to close the transaction.

View all Terms

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