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Ratiopharm owner Merckle lost on VW bets -sources - Forbes
FRANKFURT, Nov 17 (Reuters) - German billionaire Adolf Merckle was among investors caught on the wrong foot by an unprecedented surge in carmaker Volkswagen 's shares, two sources familiar with the matter told Reuters on Monday. The losses, which ...

UPDATE 1-Ratiopharm owner Merckle lost on VW bets - FXStreet.com
FRANKFURT, Nov 17 (Reuters) - German billionaire Adolf Merckle was among investors caught on the wrong foot by an unprecedented surge in carmaker Volkswagen's shares, Merckle's son Ludwig Merckle said on Monday. The losses, which according to a ...

Billionaire Merckle Family Said to Make Guarantees to Save VEM - Bloomberg
Nov. 19 (Bloomberg) -- Germany’s billionaire Merckle family, stung by losses on Volkswagen AG shares, made personal guarantees for the first time that may save an investment unit from insolvency and eliminate risks for other holdings, three people ...

Buy-outs bypass bank debt in all-share deals - Financial Times
Confucius, the Chinese philosopher, said that only the wisest and stupidest of men never change. Most private equity bosses are already showing they are neither too wise nor too stupid to adjust their strategies to cope with turmoil in financial ...

Touro University looks to refinance $23.5 million debt - Las Vegas Sun
Touro University is seeking Henderson's approval to issue $23.5 million in tax-exempt bonds to refinance the university's debt from purchasing its two-building campus in Green Valley. The measure was introduced to the City Council Tuesday and is ...

O'Brien's blog - Atlanta Journal Constitution
The entry titled "Which Braves prospects are untouchable?," and any of the comments about it. Philadelphia — I’m in chilly Philly and Braves officials are not. But neither are officials from most other teams, save for the participating Phillies ...

Caught in the Crunch: It’s a buyer’s market - Plymouth Bulletin
While politicians and financial gurus twist and tweak master plans to rescue the economy, many of the explanations the experts offer fall far outside the experience and expertise of the average American. But some of the day-to-day implications of all ...

Today's Mortgage Terms starting with F

Federal Home Loan Mortgage Corporation (FHLMC or Freddie Mac): A semi government agency that acquires conventional loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending.

Federal Housing Administration (FHA): A federal agency within the Department of Housing and Urban Development (HUD), which insures residential mortgage loans made by private lenders and sets standards for underwriting mortgage loans.

Federal National Mortgage Association (FNMA or Fannie Mae): This agency purchases loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending.

FHA Loans: Fixed or adjustable-rate loans that are insured by the U.S. Department of Housing and Urban Development. The purpose of FHA loans is to make housing more affordable, especially for first-time homebuyers.

First Mortgage: A mortgage which is in first lien, taking priority over all other liens. In case of a foreclosure, the first mortgage will be repaid before any other mortgages.

Fixed Rate Loan: Fixed-rate loans have interest rates and payments that are fixed through out the term of the loan.

Foreclosure: A legal process in which a mortgaged property may be liquidated to pay off a mortgage loan that is in default.

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