Reading Mortgage Refinance and Information Online from competing Lenders

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News about Mortgages:

County to discuss $40 million in general obligation bonds - Item
Sumter County Council will discuss the issuance of up to $40 million in general obligation bonds Tuesday at 4:30 p.m. during a meeting of the Fiscal, Tax and Property Committee. Council’s regular meeting will follow at 6 p.m. at 13 East Canal ...

Likely Muhlenberg Township budget calls for tax increase - Reading Eagle
Muhlenberg Township commissioners approved a preliminary budget Monday that calls for increases in the property-tax rate and trash-collection fee. The proposed $11.45 million budget reflects a combination of increased fees, cost cutting and borrowing ...

Mortgage application volume falls 6.2% - Daily Business Review
he trade group’s application index slipped to 398.6 during the week, down from 425 a week earlier. Refinance volume decreased 2.6 percent, while purchase volume declined 12.6 percent during the week. Refinance volume accounted for 49.9 percent of ...

Mortgage application volume falls 6.2 pct - WTOP Radio
WASHINGTON (AP) - Mortgage application volume fell 6.2 percent during the week ended Nov. 14, according to the Mortgage Bankers Association's weekly application survey. The trade group's application index slipped to 398.6 during the week, down from ...

Global trade is slowing - Economist.com
THE latest figures on Japanese exports, released this week, make for grim reading. Exports, an important driver of the Japanese economy, were 7.7% lower in October than they were a year earlier. That drop, the biggest in nearly seven years, is just ...

Bond resolution passes without debate - Nashville City Paper
There was no debate on the unprecedented $59 million bond refinancing resolution at the Metro Council meeting on Tuesday. The resolution passed with a 30-6 vote one night after District 23 Councilwoman Emily Evans fired a series of hard questions at ...

Only strong retailers will survive - Bloggingstocks.com
While you probably won't see many more doors closing before the end of the year, expect to see weak retailers facing liquidations if the holiday season is as bad as many predict it will be. We've already seen 22 retailers file for bankruptcy ...

Fitch: U.S. CMBS Delinquencies Up 6 BPs on Maturity Defaults - PR Inside
An uptick in non-performing matured loans drove overall U.S. CMBS delinquencies six basis points (bps) higher in October to end the month at 0.51%, according to the latest U.S. CMBS loan delinquency index by Fitch Ratings. 'With CMBS issuance at a ...

Where to get help if you face foreclosure - Santa Rosa Press Democrat
If you're in danger of falling behind on your mortgage or already have missed payments, you still might be able to avoid foreclosure. Related Links: Efforts to save homes 'intensified' Avoiding foreclosure Easing the shock of unemployment Getting a ...

Consider the source when buying gift cards - Evening Star
Gift cards are a popular holiday purchase, but buyers and recipients should remember the cards are only as good as the issuer. Federal law does not require retailers and other gift-card issuers to honor the cards in the event of bankruptcy because ...

Today's Mortgage Terms starting with L

Lender: The bank, mortgage company or mortgage broker providing the loan.

Loan Application: A statement of personal and financial information needed to apply for a loan.

Loan Application Fee: A fee applied by a lender to cover the initial costs of putting through a loan application. The fee could include the cost of getting a property appraisal, a credit report and a lock-in fee and other closing costs incurred to complete the transaction.

Loan Origination Fee: Fee charged by a lender for the administrative costs of processing a loan.

Loan to Value Ratio (LTV): The balance of the mortgage outstanding as a percentage of the home's price.

Lock or Lock In: A lender's guarantee of an interest rate for a specific period of time. The time period is usually between the loan application approval and loan closing. The borrower wants the lock to stay in effect until closing.

View all Terms

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