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El Paso Electric Q3 2008 Earnings Call Transcript - Seekingalpha.com
Good afternoon and thank you for tuning in to the El Paso Electric Company’s Third Quarter of 2008 Earnings Conference Call. As Mathew mentioned I am Steve Busser, I am the Treasurer and Chief Risk Officer here at the company. Also on the call with ...

Expanded loan limits for home buyers to end Dec. 31 - San Jose Mercury News
Memo to Bay Area home buyers and owners: Your days to buy or refinance homes using big loans set at low interest rates are numbered. As part of the economic stimulus bill that became law in February, loan limits on government-backed mortgages were ...

In Hindsight: Bhoo hoo! The end of WaMu and other sad news - San Jose Mercury News
Sep 26: Docu-Drama: CEO's stock purchase was ill-timed Sep 25: Q&A with John Lilly, CEO of Mozilla Previously, on ''In Hindsight'': With the financial system on edge, our nation's leaders confirmed they were working on a gigantic bailout to rescue ...

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Today's Mortgage Terms starting with B

  • Bankruptcy: A legal procedure in a federal court to relieve certain debts of a person or a business that is no longer able to pay its debts. Chapter 7 bankruptcy removes all debts. Chapter 13 lets a borrower with and income to pay bills off over a set period of time.
  • Bearer: The legal owner of a property.
  • Bill of Sale: A document that details the transfer of property.
  • Biweekly Mortgage: A mortgage with payments due every two weeks, totaling 26 payments a year, two payments more than a mortgage with monthly payments. The two extra payments lowers significantly the interest paid over the life of the mortgage.
  • Blanket Mortgage: A mortgage that includes more than one piece of real estate
  • Borrower (Mortgager): An individual who makes an application for and receives funds in the form of a loan and is obligated to repay the loan in full under the conditions of the loan.
  • Broker: An individual who gets buyers and sellers together and helps in negotiating contracts for a client.
  • Buy-Down Mortgage: A mortgage loan with a lower than market rate for a determined period of time.
  • Buyer’s Market: Market conditions that favor buyers. When there are more properties for sale than buyers, sellers may be forced to provide price discounts to close the transaction.

    View all Terms
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