Big Rapids Mortgage Refinance and Information Online from competing Lenders

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Around the nation: Ford tells Congress it may be able to go it alone - Daily Tribune
WASHINGTON (AP) — Ford Motor Co. is asking Congress for a $9 billion “stand-by line of credit” to stabilize its business, but says it doesn’t expect to tap it. Unless one of Detroit’s other Big Three auto companies goes bust, Ford expects ...

SEE ALL OF TODAY'S STORIES » - Grand Rapids Press
Courtesy Photo The fraternity house where Jonathan Good allegedly stayed after escaping from the Mecosta County Jail. BIG RAPIDS -- Mecosta County Jail escapee Jonathan Joseph Good knew how to dress for his time on the lam -- he watched the Weather ...

House Race Update: Ohio Sup. Ct. to Rule on Franklin County Votes - ABC News Blogs
ABC News' Teddy Davis and Arnab Datta Report: A federal appeals court ruled Tuesday that the Ohio Supreme Court -- and not a federal district court -- is the proper forum to decide how approximately 1,000 challenged provisional votes should be ...

Mortgage rate drop spurs rush to lenders for refinancing - Detroit Free Press
A sharp plunge in U.S. mortgage rates prompted a rush to refinance, resulting in record-setting business Tuesday at Livonia-based Quicken Loans and big days for other lenders. Following government efforts to unfreeze consumer credit, U.S. mortgage ...

ROTHBURY's future left hanging - MLive.com
GRAND RAPIDS — The ROTHBURY festival faces a critical deadline next week if a second event will be produced next summer. The festival's immediate future is tied up in questions before U.S. Bankruptcy Court Judge Jeffrey R. Hughes on the suggested ...

How Obama Can Demonstrate Real Leadership on the Economic Crisis - Huffingtonpost.com
Watching John McCain thundering against Wall Street greed is like tuning into to the old Lawrence Welk show to find him doing a polka version of a hard-core rap song ("A-one and a-two, motherfucker!"). Speaking yesterday outside an auto plant in ...

Today's Mortgage Terms starting with F

Federal Home Loan Mortgage Corporation (FHLMC or Freddie Mac): A semi government agency that acquires conventional loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending.

Federal Housing Administration (FHA): A federal agency within the Department of Housing and Urban Development (HUD), which insures residential mortgage loans made by private lenders and sets standards for underwriting mortgage loans.

Federal National Mortgage Association (FNMA or Fannie Mae): This agency purchases loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending.

FHA Loans: Fixed or adjustable-rate loans that are insured by the U.S. Department of Housing and Urban Development. The purpose of FHA loans is to make housing more affordable, especially for first-time homebuyers.

First Mortgage: A mortgage which is in first lien, taking priority over all other liens. In case of a foreclosure, the first mortgage will be repaid before any other mortgages.

Fixed Rate Loan: Fixed-rate loans have interest rates and payments that are fixed through out the term of the loan.

Foreclosure: A legal process in which a mortgaged property may be liquidated to pay off a mortgage loan that is in default.

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