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Financial News
Dingell: Bailout to help with daily business - Monroe Evening News
U.S. Rep. John D. Dingell, D-Dearborn, acknowledged Wednesday that it's unclear how much or how long it might take to repair the financial system following Congressional approval of a $700 billion rescue plan. "The harsh fact of the matter is we ...

Obama Attacks McCain As 'Risky,' 'Erratic' - ABC News Blogs
ABC News' John Berman, Sunlen Miller and Ursula Fahy report: Barack Obama described John McCain as risky, erratic, and uncertain, and that was all just in his first event of the day. Obama has had no shortage of critiques of McCain in recent weeks ...

Bush declares region disaster area - NWITimes.com
President Bush declared a disaster area across three Northwest Indiana counties Tuesday, and homeowners, renters and business owners can start applying today for FEMA assistance. Working outside his house on north Munster's pungent, debris-ridden ...

Daily Report - Baton Rouge Business Report
Republican John McCain says he's directing his staff to work with Barack Obama's campaign and the debate commission to delay Friday's debate because of the economic crisis. In a statement, McCain says he will stop campaigning after addressing former ...

Talking America - bbc
As the sun beat down on Las Vegas's suburbs, it wasn't difficult to spot the foreclosed homes. There were the overgrown gardens, for a start. The windows boarded up with plywood. And if you wandered round the back, the empty swimming pools were a ...

Business Briefs - March 2008 - Everett Herald
A helicopter flight school at the Arlington Airport has closed, and local students are out tuition money after the school’s Nevada-based operator filed for bankruptcy. The Silver State Helicopters school in Arlington, along with more than 30 other ...

When a family loses its home - Syracuse Post-Standard
Dennis Nett / The Post-Standard Onondaga Sheriff's Deputy John Satalin posts a warning on the the belongings of Andrew Crysler, who was evicted from his home at 4692 Beef St., Onondaga, in a mortgage foreclosure. The belongings were put to the curb ...

2008 (2134) - Dakota Voice
► January 16 - January 23 (1) You don't see this kind of courage in a lot of adults, much less a 6-year old. From the Atlanta Journal-Constitution and ABC News comes word of a young boy who rescued his 5-year old friend from drowning. Josiah, who ...

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Today's Mortgage Terms starting with I

  • Index: An index is usually a widely published market rate such as LIBOR, T-Bill or 11th District Cost of Funds (COFI). Lenders use these indices to set the interest rates charged on mortgage loans. For ARM, a predetermined margin is added to the index to calculate the interest rate adjustment.
  • Initial Rate: The rate charged for the first interval of an ARM loan.
  • Interest: Compensation in the form of money paid for the use of money.
  • Interest Rate Cap: Caps limit the range that the interest rate on an adjustable rate mortgage can change in an adjustment interval during the term of the loan.

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