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PRESS DIGEST - Financial Times - Dec 2 - Reuters
The luxury car manufacturer Aston Martin announced on Monday that it is to lay off around 300 of its permanent staff and a similar number of temporary workers. The credit squeeze has pushed the volume of UK sales down by a quarter in the year to ...

Market Report: Aegis rises on talk of move by Bolloré - The Independent
The FTSE 250-listed media group Aegis was strong last night amid speculation about a possible bid or a break-up of the group after its chief executive, Robert Lerwill, steps down at the end of this month. Analysts said the business was ripe for ...

Flames forward Rene Bourque scores 2 in 6-2 win - FOX News
CALGARY, Alberta — Rene Bourque scored twice and linemate Curtis Glencross added a goal and two assists for the Calgary Flames, who beat the Los Angeles Kings 6-2 on Tuesday night. Craig Conroy, the third member of that trio, chipped in three ...

Market Report: Rio looks grand on boost to debt position - The Independent
The miner Rio Tinto traded higher in line with the wider sector yesterday amid growing confidence in the company's long-term debt position. The stock lagged behind its peers earlier this week after BHP Billiton decided to pull its merger proposal ...

Mason makes 47 saves, 2 in shootout to lift Blues - FOX News
The former Nashville Predators netminder returned to the place where he spent his first six NHL seasons and showed everyone what they lost when he was traded to St. Louis. Playing in front of a Predators home crowd for the first time since being ...

Need to know: Inflation... FishWorks... Lonmin - Times Online
British retailing: Sales plunged in November at the joint-fastest pace since records began 25 years ago, a CBI survey showed. Some 42 per cent more retailers reported that sales fell rather than rose in November, matching the record high set in ...

Major issues resolved in GM-Chrysler talks-sources - Reuters
NEW YORK/DETROIT, Oct 29 (Reuters) - General Motors Corp (GM.N: Quote , Profile , Research , Stock Buzz ) and Cerberus Capital Management [CBS.UL] have resolved the major issues in a proposed GM-Chrysler merger but the final form of any deal will ...

Vinatieri proves he's clutch in Colts' 18-15 win - FOX News
The 36-year-old kicker showed his old team Sunday night that age hasn't sapped his distance, accuracy or proclivity for making big field goals. He hit a 52-yarder late in the game to give Indianapolis a desperately needed 18-15 victory over New ...

The Great Depression - how close are we? - San Francisco Gate
Americans binge on credit in a mania of speculation and consumption until the debt-fueled bubble bursts. Wall Street has a meltdown, the mania turns to hysteria, and the economy goes haywire. SF Gate polls are strictly surveys of those who choose to ...

Macquarie falters as model comes under fire - Australian Broadcasting Corp.
MARK COLVIN: The market savaged Australia's best-known investment bank, Macquarie today amid concerns about its ability to repay debt. The stock price plummeted; falling by more than 23 per cent. Investors dumped Macquarie after ratings agencies ...

Today's Mortgage Terms starting with C

Cash To Close: Liquid assets that are available on hand for payment of closing costs involved in the processing of a mortgage transaction.

Closing: The completion of a real estate transaction. The closing includes the delivery of a deed, financial adjustments, signing of notes and disbursement of funds required to finalize the sale and loan transaction.

Closing Costs: Fees generally paid by the borrower in relation to the closing of a mortgage loan.

Collateral: Property pledged as security for a debt.

Conforming Loan: Conventional home mortgages eligible for sale and delivery to either the Federal National Mortgage Association (FNMA) or the Federal Home Loan Mortgage Corporation (FHLMC). These agencies generally buys first mortgages up to loan amounts approved by Congressional directive.

Conventional Loan: Loans that are not part of any government housing program, free of any restrictions of government insured housing programs, such as loan size limits.

Conversion Clause: A feature in certain ARMs that gives you the option to convert the variable rate loan to a fixed-rate loan, usually after the first adjustment period. The new fixed rate will be set at current rates and there could be a fee for the conversion feature.

Convertible ARM: A type of ARM loan that can be converted to a fixed-rate loan after a certain time period.

Covenant: A clause in a contract that obligates or restricts the parties and if broken, can result in a legal action.

Credit Bureau: It is a clearinghouse for credit history information.

Credit Report: A report containing a detailed credit history of an individual.

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