Kansas City Mortgage Refinance and Information Online from competing Lenders

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General Growth Properties gets loan reprieve - Kansas City Star
General Growth Properties Inc. has received a two-week extension on mortgage loans totaling $900 million, as the troubled shopping mall owner works to stave off bankruptcy and negotiate longer-term extensions with lenders. The mortgages cover two ...

Malls, hotels next victims in new mortgage crisis - Kansas City Star
The full scope of the housing meltdown isn't clear and already there are ominous signs of a new crisis - one that could turn out the lights on malls, hotels and storefronts nationwide. Even as the holiday shopping season begins in full swing, the ...

Fannie, Freddie Mortgage-Bond Spreads Retrace Fed-Sparked Gains - Bloomberg
Dec. 3 (Bloomberg) -- Yields on Fannie Mae, Freddie Mac and Ginnie Mae mortgage bonds widened relative to U.S. Treasury notes, retracing gains from the past week as investors anticipated an increase in the amount of securities. The difference between ...

Darren McFadden gives Raiders offense a boost - FOX News
ALAMEDA, Calif. — Darren McFadden's first game against the Kansas City Chiefs was a bittersweet moment for the Raiders' young running back. McFadden set a franchise rookie record with 164 yards and a touchdown, leading Oakland to a 23-8 win on Sept ...

Bush insists he's ready this time - FOX News
"I'm definitely a go this week," Bush said after Wednesday's practice, even though he did not participate fully. "I know I said that last week, but it's definitely a go this week. ... I felt great. It's the best it's felt." Bush hasn't played since ...

House Race Update: Ohio Sup. Ct. to Rule on Franklin County Votes - ABC News Blogs
ABC News' Teddy Davis and Arnab Datta Report: A federal appeals court ruled Tuesday that the Ohio Supreme Court -- and not a federal district court -- is the proper forum to decide how approximately 1,000 challenged provisional votes should be ...

Ecuador delays debt payment, raising default fears - Kansas City Star
Ecuador vowed Friday to delay a $30.6 million interest payment on its foreign debt while it investigates possible irregularities in the contracts, sending its benchmark bonds and credit rating tumbling as default fears soared. Finance Minister Maria ...

Response slow to mortgage swap program - Kansas City Star
WASHINGTON | The government expects only 20,000 troubled borrowers to apply to refinance into more affordable home loans by next fall under a mortgage aid program approved over the summer. The $300 billion Hope for Homeowners program was designed by ...

KC's special teams sinking in pool of injuries - FOX News
KANSAS CITY, Mo. — Chiefs special teams coach Mike Priefer can't help himself when making comparisons between coaching in the NFL and commanding military aircraft. Priefer draws one parallel between piloting Navy helicopters in the Persian Gulf and ...

Prince out to leave K-State at end of season - FOX News
KANSAS CITY, Mo. — Kansas State coach Ron Prince was unable to rebuild the Wildcats into the Big 12 contender they were under his predecessor. Now after 2 1/2 seasons in Manhattan, Prince is on his way out and K-State is in the market for another ...

Today's Mortgage Terms starting with F

Federal Home Loan Mortgage Corporation (FHLMC or Freddie Mac): A semi government agency that acquires conventional loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending.

Federal Housing Administration (FHA): A federal agency within the Department of Housing and Urban Development (HUD), which insures residential mortgage loans made by private lenders and sets standards for underwriting mortgage loans.

Federal National Mortgage Association (FNMA or Fannie Mae): This agency purchases loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending.

FHA Loans: Fixed or adjustable-rate loans that are insured by the U.S. Department of Housing and Urban Development. The purpose of FHA loans is to make housing more affordable, especially for first-time homebuyers.

First Mortgage: A mortgage which is in first lien, taking priority over all other liens. In case of a foreclosure, the first mortgage will be repaid before any other mortgages.

Fixed Rate Loan: Fixed-rate loans have interest rates and payments that are fixed through out the term of the loan.

Foreclosure: A legal process in which a mortgaged property may be liquidated to pay off a mortgage loan that is in default.

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