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Clinton Avoids Helping Obama, World Doesn't Come to an End - New York Observer
It’s not too surprising that the financial crisis has triggered a timely political windfall for Barack Obama, whose poll numbers have steadily climbed since the magnitude of Wall Street’s collapse became clear just over a week ago. When campaigns ...

Why the GOP is responsible for state we’re in - Las Vegas Sun
When one ponders the current status and actions of our government over the past few years, it is natural to ask who is responsible for it all. Inevitably one must conclude it is the Republican Party. The Republicans have perpetrated on the American ...

Stocks tumble as Street worries about financials - ksl.com
Subprimes went into effect and subprime loans skyrocketed before Gramm-Leach-Bliley. It also doesn't help your cause when Democrats, including Biden, supported the bill. It passed 90-8 in 1999 and Clinton signed it. Again, regardless of GLB ...

Predatory Lenders and Soccer Moms - The Washington Independent.com
The folks over at The Corner think Republican vice presidential nominee Sarah Palin went off base a bit last night when she blamed the housing crisis on predatory lenders. They wanted her to go after irresponsible borrowers, the Community ...

Who do you expect to win tonight’s debate? - Atlanta Journal Constitution
The Obama camp is using the Keating deal against McCain, what a joke. McCain has already said that was the biggest mistake of his life and he was found to have done nothing wrong. At least he admitted it was a mistake to be associated with the deal ...

Many pieces go flying from mortgage implosion - Dallas Morning News
WASHINGTON – Your taxpayer credit card is on the counter, all set to get the economy moving again. Caveat emptor – let the buyer beware. The value of the mortgage-backed securities the federal government is set to buy is hard to decipher when the ...

Cuomo in a McCain Administration Raises Questions About HUD Tenure - CNS News
New York Attorney General Andrew Cuomo (CNSNews.com) - Republican presidential candidate John McCain recently hinted that, if elected president, he might ask New York Attorney General Andrew Cuomo, a Democrat who served as President Clinton’s ...

The bailout will fail - Online Journal
America has become a pretty discouraging place. If Ronald Reagan were still with us, I wonder if he would again refer to the United States as a city on a hill, a light unto the world. I think not. Reagan brought America back from discouragement, but ...

Three-year hunt was worthwhile - NorthJersey.com
Two decisions — turning down a tempting mortgage offer, and looking into a federal aid program — were key in Joanna and Emmanuel Cabrera's move from a rental in Oradell to their first house in Midland Park. The couple started house-hunting three ...

Obama: Aim for fundamental change - Detroit Free Press
QUESTION: The John McCain campaign has decided to pull its staff out of Michigan and concentrate on Ohio and some other states where they think it will be more valuable. ... Your reaction to that? Is it a surprise, and will we be seeing less of you ...

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Today's Mortgage Terms starting with D

  • Default: Failure to fulfill legal obligations of a contract, including failure to make payments on a loan.
  • Discounted Loan: When the note rate on a loan is lower than the market rate, it is a discounted loan.
  • Discount Point: A point paid to the lender to permanently lower or acquire down an interest rate. Money must be paid up front to lower the rate.
  • Down Payment: The amount of cash you must pay down initially for the purchase of your home. For conventional loans, you should aim for a down payment that's at least 20% of your home's value. The reason is lenders generally do not require private mortgage insurance with a down payment of at least 20% of your home's purchase price.

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