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Automakers to submit plans to Congress - Herald-Bulletin
WASHINGTON — Detroit’s automakers, making a second bid for $25 billion in funding, are presenting Congress with plans Tuesday to restructure their ailing companies and provide assurances that the funding will help them survive and thrive. General ...

Lawmakers Hedge Their Bets on Auto Bailout - FOX News
American lawmakers were still divided Tuesday over a plan to bail out the auto industry as Detroit's Big Three carmakers submitted their recovery plans to congressional leaders. The plans from General Motors Corp., Ford and Chrysler LLC were meant to ...

Ecclestone expects gold medals in place for 2009 - FOX News
LONDON — Formula One boss Bernie Ecclestone is confident his proposal for the world drivers' championship to be decided by gold medals awarded to race winners will be implemented next season. Ecclestone said Wednesday he was moved to act by Lewis ...

U.S. Bank poised to grow bigger, stronger - Minneapolis Star Tribune
The boss at the biggest Minnesota-based bank says federal regulators will have to get some pension funds, endowments and other investors who own about three-quarters of the nation's mortgages to accept new terms to stem a wave of foreclosures and ...

Space invader alert! - The Age
In space, no one can hear you scream - right now in investor space that is. The horror unfolds all about, alien monsters surface hungry on the stock market landscape, tearing companies limb from limb, sinking their jagged fangs into punters' soft ...

The Buzz: Dispelling retail myths - Post-Crescent
Most people by now have gotten multiple copies of the e-mail circulating on the Internet about massive store closures. It's true some retailers are closing or cutting underperforming stores in this weak economy. The e-mail, however, contains some ...

Matthew Upson, sole survivor - Times Online
Matthew Upson, outstanding for club and country in his two most recent games, says he found his form under Fabio Capello and his fitness in the Yellow Pages. Upson, at 29, is playing the best football of a career that brought him a Premier League ...

$8.5 Trillion and Counting - Reason.com
The L.A. Times on Sunday updated the numbers on 2008's historic (and historically awful) round of bailouts, and came out with a shiny new figure: $8.5 trillion . It's a useful piece of journalism, so I almost hate to complain, but the lead-paragraph ...

David Cutcliffe insists he's 'staying at Duke' - FOX News
DURHAM, N.C. — Duke coach David Cutcliffe quashed any speculation about him returning to Tennessee to replace his good friend and former boss, Phillip Fulmer. "I'm at Duke, staying at Duke," Cutcliffe said Tuesday. Cutcliffe twice served on ...

Jeremy Warner: De-risking of RBS is the major challenge for the new ... - The Independent
Outlook Few new brooms face as much of a clean-up challenge as Stephen Hester at Royal Bank of Scotland. Yet it is not so much of a long hard slog that the former British Land boss has to look forward to as a gruelling regime of extreme weight loss ...

Today's Mortgage Terms starting with B

Bankruptcy: A legal procedure in a federal court to relieve certain debts of a person or a business that is no longer able to pay its debts. Chapter 7 bankruptcy removes all debts. Chapter 13 lets a borrower with and income to pay bills off over a set period of time.

Bearer: The legal owner of a property.

Bill of Sale: A document that details the transfer of property.

Biweekly Mortgage: A mortgage with payments due every two weeks, totaling 26 payments a year, two payments more than a mortgage with monthly payments. The two extra payments lowers significantly the interest paid over the life of the mortgage.

Blanket Mortgage: A mortgage that includes more than one piece of real estate

Borrower (Mortgager): An individual who makes an application for and receives funds in the form of a loan and is obligated to repay the loan in full under the conditions of the loan.

Broker: An individual who gets buyers and sellers together and helps in negotiating contracts for a client.

Buy-Down Mortgage: A mortgage loan with a lower than market rate for a determined period of time.

Buyer’s Market: Market conditions that favor buyers. When there are more properties for sale than buyers, sellers may be forced to provide price discounts to close the transaction.

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